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News in 2011
December 2011:
NEDAP discusses lending discrimination, on WBAI's 7AM Wake Up Call (start at 34:50).
NEDAP talks about fair lending settlement between U.S. Department of Justice and Bank of America, on WNYC's Brian Lehrer Show (start at 00:40).
NEDAP speaks about federal foreclosure policy, at "Preventing Neighborhood Destabilization From Foreclosure" conference in Jamaica, Queens.
NEDAP and allies submit comment letter opposing Capital One's application to purchase HSBC's U.S. credit card business.
NEDAP discusses SEC lawsuit against former Fannie Mae and Freddie Mac executives, on WBAI's Wakeup Call (start at 25:26).
NEDAP speaks on Foreclosures and Resistance panel, at day-long OWS-inspired Occupy Onwards conference.
Reuters article, "Modification Blunders Bedevil U.S. Housing Market," cites NEDAP.
NEDAP and 20 other members of New Yorkers for Responsible Lending submit comment letter urging new Federal Insurance Office to address property insurance redlining.
NEDAP trains Queens Borough President's Immigration Task Force members on credit and tenant screening, fair housing, foreclosure prevention, and other pressing immigrant financial justice issues.
NEDAP trains Community Service Society's Financial Coaches on strategies for resolving defaulted federal student loans.
NEDAP conducts presentation on immigrants' financial rights, at YMCA New Americans Welcome Center in Sunset Park, Brooklyn.
NEDAP serves as consumer law expert at CLARO community legal clinic in Staten Island.
NEDAP speaks about foreclosure crisis, at Pratt Area Community Council's policy breakfast, in Bedford-Stuyvesant, Brooklyn.
NEDAP trains court personnel on foreclosure prevention issues, at Kings County Supreme Court.
NEDAP presents to FDIC's Advisory Committee on Economic Inclusion, in Washington, D.C., on community reinvestment and consumer protection issues related to prepaid debit cards.
November 2011:
NEDAP leads organizing support workshop for members of GOLES, on Manhattan's Lower East Side, on financial deregulation, predatory lending, and growth of debt and credit reporting industries.
NEDAP discusses judge's rejection of SEC's settlement with Citigroup, on WBAI's Wakeup Call (start at 51:00).
NEDAP speaks to members of We Care network of NYC credit unions, about New Yorkers for Responsible Lending coalition and advocacy to address pressing financial justice issues.
Crain's New York Business cites NEDAP, in "Mexican billionaire banking on New York's poor."
NEDAP makes presentation to Newark/Essex Foreclosure Task Force, on foreclosure prevention strategies.
NEDAP speaks to DC 37 chapter in Flushing, Queens, about rights of tenants and homeowners facing foreclosure and tenant screening reports.
NEDAP speaks to seniors about tenant screening reports and their rights under the Fair Housing Act, at Institute for Puerto Rican and Hispanic Elderly's annual conference.
NEDAP speaks to community boards and elected officials about foreclosures and rights of homeowners and tenants, at monthly meeting of Queens Borough Cabinet.
The Capitol and City Hall cites NEDAP in "Loan Ranger."
NEDAP trains legal advocates on Fair Credit Reporting Act, at Legal Services NYC .
NEDAP leads Annual Statewide Meeting of New Yorkers for Responsible Lending, attended by NYRL members from throughout NYS.
NEDAP conducts workshop on credit unions and banks, for women in Settlement Housing Fund's Semiperm residential community.
NEDAP interviewed as part of Occupied Media's #OWS interview and teach-in series.
NEDAP holds community legal clinic for members of Women in Prison Project's ReConnect program, at Correctional Association of New York.
NEDAP makes state-level policy recommendations to address foreclosure crisis, at public hearing before NYS Assembly Committees on Banking, Housing, and Judiciary. Click here for testimony.
NEDAP trains Community Service Society Financial Coaches on foreclosure prevention resources, tenant screening reports, and immigrant financial justice issues.
NEDAP trains attorneys on strategies for combating abusive debt collection, at NCLC's Consumer Rights Litigation Conference.
NEDAP urges people to move their money to community development credit unions, in The Procrastinator's Guide to Bank Transfer Day, on The Huffington Post.
NEDAP participates in Senior Resource Fair organized by NYS Sen. Liz Krueger, providing information on tenant screening and credit reports.
NEDAP trains legal advocates on how to obtain student loan discharges for borrowers aggrieved by sham trade schools, at NCLC's Consumer Rights Litigation Conference.
NEDAP serves as consumer law expert at CLARO community legal clinic in Staten Island.
October 2011:
NEDAP speaks with women in Settlement Housing Fund's Semiperm residential community about credit reports and avoiding high-cost financial services.
NEDAP conducts workshop for Brooklyn-Wide Interagency Council of the Aging (BWICA) members, on tenant screening reports, foreclosure prevention resources, reverse mortgages, and Fair Housing Act.
NEDAP discusses abusive debt collection practices and people's rights under the Fair Debt Collection Practices Act, on "Let's Talk About It!" radio show.
NEDAP leads training for citywide CLARO program, on helping people defend themselves in debt collection lawsuits.
NEDAP trains Community Service Society's Financial Coaches on debt collection issues.
NEDAP delivers keynote address at Responsible Endowments Coalition's national conference.
NEDAP conducts first-time home-buyer workshop on Fair Housing Act and avoiding predatory loans, at Margert Community Corp., in Far Rockaway Queens.
NEDAP speaks to members of We Care network of NYC credit unions, about tenant screening reports, abusive debt collection, and serving new immigrants.
NEDAP co-facilitates Long Island regional meeting of New Yorkers for Responsible Lending coalition, in Islandia, NY.
NEDAP speaks with participants in Women in Prison Project ReConnect leadership training program for formerly incarcerated women, about financial scams, banking basics, credit reports and tenant screening reports
NEDAP and allies submit comment letter to Federal Reserve opposing Capital One's application to acquire ING Bank.
NEDAP leads two hour workshop on financial scams, banking basics and credit reports, for participants in ReConnect program of Women in Prison Project.
NEDAP trains court personnel on foreclosure prevention issues, at Bronx County Supreme Court.
NEDAP speaks at StateWide Senior Action Council meeting, on legal issues concerning foreclosure filings, abusive debt collection practices, and the harmful use of credit reports in employment.
NEDAP speaks about Occupy Wall Street, on KGNU-FM's It's the Economy show (starts at 12:15 min.).
NEDAP explains why NYC foreclosure data do not reflect true picture, in Crain's New York Business article, "Residential foreclosures plummet in NYC."
NEDAP gives presentation at statewide conference, "NYS foreclosure Crisis 2012," in Albany.
NEDAP serves as consumer law expert at CLARO community legal clinic in Staten Island.
NEDAP speaks to staff of Heights and Hills, which serves Brooklyn seniors, about reverse mortgages and loan modification scams.
WNYC's Brian Lehrer Show features NEDAP on segment, "Credit Unions and You."
September 2011:
NEDAP trains senior activists with Joint Public Affairs Committee for Older Adults (JPAC), on consumer financial services practices that adversely affect seniors.
NEDAP explains why equitable financial system is fundamental to economic and social justice, on The Mary Davis Show, aired on three radio stations in upstate NY.
NEDAP featured on The Journey Home radio show – KSFR-FM, in Santa Fe, NM, talking about foreclosure crisis, discriminatory use of credit reports in employment, and critical need for equitable housing finance system.
Joined by PolicyLink's Kalima Rose, NEDAP speaks about impact of foreclosure crisis on communities, on KGNU-FM's It's the Economy show.
NEDAP testifies in opposition to Capital One's application to acquire ING Bank at Federal Reserve Hearing.
NEDAP speaks about foreclosure crisis, on KVOT-AM Radio, in Taos, NM.
NEDAP trains court personnel on foreclosure prevention, at the Queens County Supreme Court in Jamaica, Queens.
NEDAP speaks about foreclosures and the rights of homeowners and tenants at Owner's Forum in Ridgewood, Queens.
The Surreal News Show, on WSLR in Sarasota, FL, interviews NEDAP on harmful impact of employers' use of credit checks on people and communities of color. (Interview starts at 14 min.)
August 2011:
NEDAP speaks about foreclosures and the rights of homeowners and tenants at meeting of Bronx community planning boards.
NEDAP discusses national mortgage foreclosure settlement on WBAI's 7am Wakeup Call.
NEDAP calls for bank and regulatory accountability in comment letter to Federal Reserve Bank of Richmond on Capital One's proposed merger with ING Bank.
NEDAP joins 22 other members of New Yorkers for Responsible Lending in comment letter to Consumer Financial Protection Bureau (CFPB) on the types of non-bank financial services companies it should supervise.
City Limits article, "Foreclosure Crisis Fades to Black and Brown," cites report released by NEDAP and allies.
NEDAP joins 23 other members of New Yorkers for Responsible Lending in comment letter to national banks regulator on its weak proposed guidance on overdraft and bank payday lending.
NEDAP's summer film series continues with screening of Academy Award-winning film Inside Job, followed by a discussion with journalist Kai Wright.
NEDAP hosts meeting with Raj Date, newly-appointed Special Advisor to the Secretary of the Treasury on the Consumer Financial Protection Bureau (CFPB), at which 12 NY-based organizations provided local perspective on pressing community financial justice issues.
July 2011:
NEDAP and 49 other members of New Yorkers for Responsible Lending coalition submit comment letter to Federal Reserve Board regarding proposed rules to prevent lenders from making mortgage loans that are unaffordable from their inception.
NEDAP and allies file comment letter with JPMorgan Chase's regulator regarding the bank's Community Reinvestment Act performance. Click here for press release on comment letter.
NEDAP conducts workshop on New Yorkers' fair housing rights, for participants of ESL class at Prospect Park YMCA's New Americans Welcome Center.
NEDAP appears on WNYE-NYC Radio show, The Communique, speaking about official launch of Consumer Financial Protection Bureau.
NEDAP trains legal advocates on how to represent people aggrieved by abusive debt collectors, through a national webinar sponsored by NCLC's National Elder Rights Training Project.
NEDAP hosts screening of documentary Battle for Brooklyn, as a part of summer film series.
NEDAP speaks to Drew University's Summer Wall Street students, about bank redlining and mortgage foreclosure.
June 2011:
NEDAP leads training session for Jericho Project staff, on fair housing laws and tenants' rights with respect to tenant screening and credit reports.
NEDAP presents on dangers of "debt settlement" and "credit repair" scams, to seniors at HANAC-ESOL in Astoria, Queens.
NEDAP leads workshop for Sunset Park Promise Neighborhood coalition, on immigrants' rights in banking, remittances and credit arenas.
NEDAP conducts workshop on credit reports and the banking rights of immigrants for participants of ESL class held by Immigration Advocacy Matters (I AM) in Flushing, Queens.
NEDAP conducts workshop on Fair Housing Act and avoiding predatory loans, in Far Rockaway, Queens, for prospective Homebuyers working with Margert Community Corp.
NEDAP speaks about the rights of tenants in properties in foreclosure and tenant screening reports at Fresh Start Home Resource Expo in Bedford-Stuyvesant, Brooklyn.
NEDAP speaks about abusive debt collection and consumer finance scams, at all-day informational fair for seniors hosted by Catholic Charities, in Hollis, Queens.
WNYC 93.9FM story, "New Court Rule Drives Down Foreclosures in NYC," cites NEDAP.
NEDAP trains private attorneys on student loan debt issues.
Buffalo News feature article, "'Payday loans' bill draws heated debate," cites NEDAP.
New York Daily News article, "Home sweet foreclosed home: Queens man returns to home after judge overrules bank's foreclosure," cites NEDAP.
American Banker article, "Consumer Groups Call N.Y. Plan an Invitation to Usury," cites NEDAP.
NEDAP presents at meeting of young members of DC 37, on financial justice and banking basics, in Jamaica, Queens.
NEDAP holds community legal clinic for members of the Women in Prison Project's ReConnect program, at the Correctional Association of New York.
May 2011:
City Limits article, "Albany Bill Would Let Check-Cashers Provide Loans," cites NEDAP.
NEDAP co-facilitates Regional Meeting of New Yorkers for Responsible Lending coalition, in Buffalo, NY. More than 35 people met to discuss pressing financial justice issues affecting Western New York communities and ways to work together to promote change.
Windy City Media Group article, "Local Man with HIV Prompts Nationwide Change in Chase Bank Fees," cites NEDAP.
Bronx News Network article, "The Fight for Consumer Protections Comes to a Check Casher Near You," cites NEDAP.
Times Union article, "Farley promises to amend check casher loans," cites NEDAP.
NEDAP trains Suffolk County court personnel on foreclosure prevention, at the Suffolk County District Court in Central Islip, Long Island.
NEDAP joins community groups from across the country to speak out at the annual shareholder meeting of JPMorgan Chase, in Columbus, OH, calling on the bank to end its abusive lending and foreclosure practices.
Huffington Post article, "Protesters At JPMorgan Shareholder Meeting Demand Action On Foreclosures, Human Rights," cites NEDAP.
NEDAP speaks on panels at NY CDFI Coalition's 4th Annual Statewide Conference, "Creating Economic Solutions-Transforming Communities," in Albany.
NEDAP speaks at Foreclosure Prevention forum in Jamaica, Queens, about predatory lending and the foreclosure crisis.
NEDAP conducts workshop for participants in ReConnect Leadership Training Program of the Women in Prison Project on high-cost financial services, banking basics and rights and credit reports.
NEDAP writes about On May 12 actions and "Bringing Wisconsin to Wall Street," in The Huffington Post.
NEDAP speaks out at Bank of America's annual shareholder meeting, in Charlotte, NC, calling on the bank to end its abusive lending and foreclosure practices.
Charlotte Business Journal article, "Bank of America's annual meeting (mostly) quiet," cites NEDAP.
NEDAP serves as consumer law expert at CLARO community legal clinic in Staten Island.
NEDAP hosts meeting to strategize sham trade school advocacy campaign.
National Mortgage Professional article, "Report Finds Credit-Impaired Minorities Have Limited Access to Mortgages," cites report released by NEDAP and allies.
The Real Deal article, "It's 'LO-Comp'-licated," cites NEDAP.
April 2011:
Crain's New York Business article, "Refinancings plummeted in minority areas," cites report released by NEDAP and allies.
NEDAP releases report with allies, Paying More for the American Dream V, showing major disparities in access to conventional refinance loans, based on racial composition of neighborhoods. Click here for press release.
NEDAP conducts training for attorneys, on federal student loan debt and for-profit trade school abuses.
New York Times article, "Fallout From a Poor Credit Score," cites NEDAP.
YourNabe.com article, "Jamaica Estates home gets OK for expansion," cites NEDAP.
The Forum South article, "Free Help for Struggling Homeowners," cites NEDAP.
NEDAP writes about "Saying Goodbye to Tax Refund Rip-Offs," in The Huffington Post.
NEDAP participates in CLARO community legal clinic in Manhattan.
NEDAP speaks to seniors about foreclosure issues, at event hosted by AARP's Flushing, Queens chapter.
NEDAP conducts first-time homebuyer workshop on Fair Housing Act and avoiding predatory loans, at Margert Community Corp. in Far Rockaway, Queens.
NEDAP speaks about rights of homeowners facing foreclosure, at monthly meetings of Queens Community Boards 5 and 8.
NEDAP speaks to seniors about foreclosure prevention, at Staten Island Interagency Council for the Aging's annual Housing Fair.
NEDAP speaks on Harlem Community Radio about people's rights in the debt collection process.
NEDAP Co-Director Sarah Ludwig receives award from Coalition for Debtor Education, and speaks about Consumer Financial Protection Bureau.
NEDAP speaks about rights of homeowners facing foreclosure, at monthly meeting of Queens Community Board 10, in South Ozone Park.
NEDAP interviewed about credit and credit reports, on Harlem Community Radio.
NEDAP leads workshop on immigrants' banking rights, for parents at Newcomers High School in Long Island City, Queens.
NEDAP leads training at Legal Aid Society for legal services providers and advocates, on federal student loan debt and for-profit trade school abuses.
March 2011:
NEDAP serves as consumer law expert at CLARO community legal clinic in Staten Island.
Harlem Community Radio show interviews NEDAP about banking basics and credit unions.
NEDAP leads workshop for Sakhi for South Asian Women, on credit, credit reports and dealing with debt.
NEDAP conducts workshop on student loan and debt collection issues, for women working with Grace Outreach in the Bronx.
NEDAP leads map-based presentation on redlining, subprime lending and foreclosures in NYC neighborhoods, for Educational Video Center's Youth Documentary Workshop.
NEDAP interviewed on Harlem Community Radio about abusive tax-time loans, and a campaign to keep payday lending out of NY
NEDAP discusses foreclosure issues, at panel presentation at Brooklyn Tabernacle Church in Downtown Brooklyn.
NEDAP conducts financial rights presentation at Domestic Workers United's membership meeting.
NEDAP leads community legal clinic, at College & Community Fellowship in Morningside Heights, Manhattan
NEDAP speaks about credit reports and tenant blacklisting, at a Tenants' Forum in East New York, Brooklyn.
NEDAP serves on panel, "Peeling Back the Curtain: An Insiders' View of Loss Mitigation," at the Association of Neighborhood and Housing Development's annual conference.
NEDAP leads training on Resolving Defaulted Student Loan Debt, for NYC Financial Empowerment Center Counselors.
NEDAP wraps up training series for Community Service Society's Financial Coaches, with a session on helping people deal with debt collection lawsuits and court judgments.
NEDAP holds community legal clinic at the Bedford-Stuyvesant Restoration Corp. in Bedford-Stuyvesant, Brooklyn.
NEDAP leads training on New Yorkers' rights in debt collection, for Community Service Society's Financial Coaching Corps.
Bed-Stuy Patch article, "Vann Introduces Bill, Demands Banks be Held Accountable," cites NEDAP.
Crains New York article, "Calling on banks to do more for neighborhoods," cites NEDAP.
NEDAP testifies at NYC Council hearing, in support of Responsible Banking ordinance.
NEDAP speaks to seniors about foreclosure issues, at event hosted by AARP's Elmhurst, Queens chapter.
NEDAP leads training for Legal Aid attorneys, on the landscape of consumer credit and debt issues in low income communities.
Wall Street Journal article, "Lien Plan Set to Aid Owners," cites NEDAP.
NEDAP speaks to members of Eastern Queens Alliance about rights of homeowners facing foreclosure.
NEDAP leads training on Credit Basics, for Community Service Society's volunteer financial coaches.
NEDAP serves as consumer law expert at CLARO community legal clinic in Staten Island.
NEDAP joins with NYC Council Member Lander and allies on City Hall steps, for announcement of bill to require that banks maintain homes on which they foreclose. Read about it here.
February 2011:
NEDAP speaks about tenants' rights at neighborhood Tenants' Forum, in Williamsburg, Brooklyn.
NEDAP speaks about the rights of homeowners facing foreclosure, at informational panel organized by HANAC in Astoria, Queens.
NEDAP leads workshop for peer educators on financial education topics, at Queens Community House.
NEDAP trains Community Service Society's volunteer financial coaches on Banking Basics & Avoiding Financial Scams.
On behalf of New Yorkers for Responsible Lending, NEDAP and NYPIRG speak about pressing community financial justice issues to participants at annual black and Latino Caucus Weekend, in Albany.
NEDAP testifies at New York City Council hearing on proposed changes to New York City tax and water lien sale law.
NEDAP serves as consumer law expert at CLARO community legal clinic in the Bronx.
NEDAP speaks about the rights of homeowners facing foreclosure at the monthly meeting of Community Board #3 in Jackson Heights, Queens.
NEDAP serves as consumer law expert at CLARO community legal clinic in Brooklyn.
Wells Fargo backs off plan to introduce usurious loans in New York! Read press release issued by NEDAP and allies.
NEDAP speaks about tenants' rights at Tenants' Forum in the Bronx.
NEDAP leads training for CLARO program at Bronx County Civil Court, on helping people defend themselves in debt collection lawsuits.
NEDAP leads training for CLARO program at Richmond County Supreme Court in Staten Island, on helping people defend themselves in debt collection lawsuits.
NEDAP trains court personnel of the 9th Judicial District on foreclosure prevention, at the Westchester Supreme Court in White Plains, NY.
As recipient of Harvard Law School's Wasserstein Fellowship, NEDAP's co-director Sarah Ludwig counsels Harvard law students on pursuing a career in public interest law.
NEDAP speaks to first-time homebuyers about fair housing and how to avoid predatory loans, at Margert Community Corp. in Far Rockaway, Queens.
NEDAP speaks to Harlem homeowners about fair housing and foreclosure prevention, at HPD Homeowners' Forum.
January 2011:
Crain's New York Business article, "Walmart: 20% rise in NYers' spending at local stores," cites NEDAP.
NEDAP leads free legal clinic for women, at Grace Outreach in the Bronx.
Times NewsWeekly article, "Elmhurst Project’s Impact Is Debated," cites NEDAP.
NEDAP conducts workshop on banking basics and high-cost financial services, for residents of YWCA Brooklyn
NEDAP speaks on panel on Consumer Financial Protection Bureau, at Annual Meeting of the Business Section of the NYS Bar Association.
NEDAP presents on "Reinvestigating the Subprime Mortgage Crisis,", Annual Meeting of the Young Lawyers Section of the New York State Bar Association.
NEDAP leads workshop on banking basics for women at Grace Outreach in the Bronx.
NEDAP presents on impact of foreclosure crisis on communities of color at meeting of the Eastern Queens Alliance, Inc. Community Cafe, Southeast Queens.
NEDAP receives desigNYC award, collaborating with designer Rodrigo Corral on a multi-language financial rights guide for new immigrants in NYC.
NEDAP leads a community legal clinic at the Bedford-Stuyvesant Restoration Corp. in Bedford-Stuyvesant, Brooklyn.
NEDAP conducts free legal clinic at Civil Legal Advice and Resource Office (CLARO) in the Bronx.
NEDAP leads capacity-building training on how to conduct effective foreclosure prevention education, for Center for NYC Neighborhoods network partners.
WNYC's Brian Lehrer Show features NEDAP in financial justice series this month, on Thursdays at 10:40 a.m. Click here to listen to Part 3, "Money U: Credit."
NEDAP discusses banks and the ongoing foreclosure crisis, on GRITtv with Laura Flanders.
NEDAP discusses issues surrounding debt collection, on City Watch, WBAI 99.5FM.
NEDAP trains staff and volunteers of Cidadao Global, on immigrants' rights in the banking system.
NEDAP presents at meeting of the Independent Real Estate Brokers in Briarwood, Queens, on impact of foreclosure crisis on communities of color.
WNYC's Brian Lehrer Show features NEDAP in financial justice series this month, on Thursdays at 10:40 a.m. Click here to listen to Part 2, "Money U: Debt Collection."
NEDAP discusses issues surrounding prepaid debit cards, in "Perils of Prepaid," on The Huffington Post.
NEDAP discusses the effects of bank fees on lower income communities on American Public Media's Marketplace.
WNYC's Brian Lehrer Show features NEDAP in financial justice series this month, on Thursdays at 10:40 a.m. Click here to listen to Part 1, "Money U: Banking 101."
NYRL Steering Committee issues press statement regarding Governor Cuomo's proposal, presented in his State of the State address, to consolidate several agencies into one financial regulatory agency.
New York Law Journal article, "Claims Held Sufficient for Suit to Proceed Over Sewer Service," cites NEDAP.
News in 2010
December 2010:
NEDAP joins colleagues in calling on Federal Reserve Board to withdraw proposed rule that would weaken borrowers' remedies against lenders that violate the Truth in Lending Act.
New York Post article, "Banks to Fed: Water down mortgage rule," cites NEDAP.
NEDAP testifies at NYC Council Consumer Affairs Committee hearing on predatory fees and features associated with prepaid debit cards.
NEDAP speaks to members of Crown Heights North Association about foreclosures in Crown Heights and the rights of homeowners and tenants facing foreclosure.
The Brooklyn Ink article, "Under Water: Brooklyn Residents Battle JP Morgan to Keep Their Homes,"
cites NEDAP.
NEDAP trains staff at Chhaya CDC, New Immigrant Community Empowerment, Adhikaar, MinKwon Center and Queens Community House, on how to lead banking and credit rights workshops geared to their members.
NEDAP trains elder law attorneys on "Predatory Lending and the High Cost of Credit for the Elderly" at the National Aging & Law Conference in Alexandria, VA.
NEDAP testifies before NYC Dept. of Consumer Affairs on proposed changes to the process server regulations.
NEDAP participates in panel of Owners' Forum organized by the Department of Housing Preservation and Development and speaks about the rights of homeowners in foreclosure, in Jamaica, Queens.
NEDAP conducts community legal clinic, at Financial Empowerment Center in the Bronx.
NEDAP trains attorneys and other advocates on the Fair Credit Reporting Act, at Legal Services NYC.
NEDAP presents to homeowners in Cypress Hills, Brooklyn, on mandatory settlement conferences for homeowners in foreclosure, at workshop sponsored by Cypress Hills LDC.
NEDAP holds community legal clinic for women participating in Grace Outreach's GED program in the Bronx.
NEDAP participates in consumer law clinic for survivors of domestic violence, at New York Family Justice Center in Brooklyn.
NEDAP speaks about financial reforms for working families, at the Center for Working Families' 2010 New York State Policy Conference: Good Ideas in Hard Times.
NEDAP and allies from across the country met with Federal Reserve Board Governors and staff to press for strengthening and expansion of the Home Mortgage Disclosure Act and Community Reinvestment Act.
November 2010:
Huffington Post article,"NYC Needs a Responsible Banking Act," cites NEDAP.
NEDAP testifies at NYC Council hearing on the need for a NYC Responsible Banking Act. Click here for testimony.
NEDAP testifies at NYC City Council hearing on foreclosure prevention initiatives.
NEDAP conducts workshop on banking and credit basics, at YMCA New Americans Welcome Center in Park Slope, Brooklyn.
NEDAP leads Annual Statewide Meeting of New Yorkers for Responsible Lending, attended by more than 60 NYRL members from throughout NYS.
NEDAP holds day-long financial justice training institute, "Opportunities and Challenges in the New Financial Services Landscape," for community groups, in Albany.
NEDAP conducts community legal clinic at Bedford Stuyvesant Restoration Corporation's Financial Empowerment Center, in Brooklyn.
NEDAP conducts workshop on credit reports and banking basics, for women working with Grace Outreach in the South Bronx.
NEDAP holds community legal clinic for members of the Women in Prison Project's ReConnect program, at the Correctional Association of New York.
NEDAP makes state-level policy recommendations to address the foreclosure crisis, at public hearing before NYS Assembly Committees on Banking, Housing, and Judiciary. Click here for testimony.
NEDAP speaks about trade schools at student loan debt panel at Brooklyn College.
NEDAP speaks at monthly meeting of Brooklyn Community Board 9, in Crown Heights, about foreclosures and the rights of homeowners and tenants.
NEDAP trains consumer advocates on abusive debt collection practices, at National Consumer Law Center's Consumer Rights Litigation Conference in Boston.
NEDAP discusses mortgage redlining, on WBAI's Wakeup Call.
NEDAP leads workshop on ITINs and tax issues at Queens Community House in Jackson Heights.
NEDAP conducts workshop for participants in ReConnect Leadership Training Program of the Women in Prison Project on high-cost financial services and credit reports.
NEDAP speaks at monthly meeting of Brooklyn Community Board 8, in Crown Heights/Prospect Heights, about foreclosures and the rights of homeowners and tenants.
NEDAP conducts workshop for participants of the NYC College of Technology’s Green Maintenance for Buildings Program on high-cost financial services and tenant screening reports.
NEDAP featured in David Sington's forthcoming documentary, The Flaw, discussing the subprime crisis and its impact on NYC neighborhoods of color.
NEDAP conducts community legal clinic for seniors, at Sunnyside Community Services Center in Sunnyside, Queens.
In comment letter to Financial Stability Oversight Council, NEDAP urges strong and effective implementation of the Volcker Rule.
El Diario story, "Reembolsos para los inmigrantes," cites NEDAP.
October 2010:
NEDAP speaks on panel, "Foreclosure Recovery: Innovative Community-Based Strategies," at NYS Neighborhood Preservation Coalition's annual conference.
NEDAP discusses "robo-signing" and other foreclosure abuses, on GRITtv with Laura Flanders.
NEDAP speaks at the monthly meeting of Bronx Community Board #12, in Wakefield, on foreclosures and the rights of homeowners and tenants.
NEDAP discusses Bank of America's foreclosure abuses, on Al Jazeera English.
NEDAP speaks with homeowners in Far Rockaway, Queens, on foreclosure prevention and people's rights under the federal Fair Housing Act, at Owners' Forum sponsored by HPD.
NEDAP trains Community Service Society's Financial Coaches, on helping people resolve federal student loan debts.
NEDAP leads training for legal services attorneys on the basics of defending debt collection lawsuits, presented at Legal Services-NYC's Learning Center.
NEDAP speaks to members of DC37 municipal employees union, in Jamaica, Queens, about rights of homeowners facing foreclosure and free resources available to them, at event organized by Brooklyn-Wide Interagency Council of the Aging, Inc., .
NEDAP speaks to Housing and Land Use Committee of Brooklyn Community Board #4, in Bushwick, about homeowners and tenants' rights and available foreclosure prevention resources.
NEDAP speaks to member organizations of the Lower East Side Interagency Council on Aging, about abusive debt collection and other consumer financial practices.
NEDAP speaks to students in NYU Stern Business School's Net Impact club, about bank redlining, foreclosures, and the economic crisis.
The Huffington Post story, "The Flaw: Examining the Roots of Economic Malaise," cites NEDAP.
NBC's Today Show story, "Debt Collectors and You: The Dangers of Debt Buyers," features NEDAP client, Claribel Pichardo, speaking about how she was harmed by abusive debt collection practices.
NEDAP conducts first-time homebuyer workshop on Fair Housing Act and avoiding predatory loans, at Margert Community Corp. in Far Rockaway, Queens.
With Empire Justice Center, NEDAP leads webinar on new Federal Financial Reform Law.
NEDAP discusses abusive foreclosure practices, on The Brian Lehrer Show, WNYC 93.9 FM.
NEDAP talks about foreclosure rescue scams, on NBC New York.
NEDAP discusses foreclosure abuses, on Al Jazeera English.
NEDAP leads a legal clinic at the NYC Financial Empowerment Center in the Bronx.
NEDAP speaks to college students about holding banks accountable, at Responsible Endowments Coalition's annual meeting, held at Columbia University.
Crain's New YorkBusiness.com story, "Bank of America calls time out on foreclosures," cites NEDAP.
NEDAP leads workshop on individuals' banking rights and options, for members of Westchester Square Partnership, in the Bronx.
NEDAP discusses widespread redlining and foreclosure abuses on the Errol Louis Morning Show on WWRL, 1600 AM.
NEDAP discusses foreclosure abuses by mortgage servicers, on WNYC's "All Things Considered: Financial 411."
Crain's NewYorkBusiness.com story, "Southeast Queens is foreclosure central," cites NEDAP.
NEDAP talks about financial justice issues, community development credit unions and more, on WBAI's "You and Your Money."
September 2010:
NEDAP leads strategy session on promoting immigrants' financial access, at National Immigrant Integration Conference, in Boston, MA.
NEDAP speaks to Washington Heights and Inwood Council on Aging member organizations on debt collection issues and NEDAP's Consumer Law Clinic.
NEDAP speaks about NYS foreclosure laws, resources available to homeowners facing foreclosure and loan modification scams, at monthly meeting of Brooklyn Community Board 16 in Brownsville, Brooklyn.
NEDAP testifies at City Council hearing on "The Effect of Water and Sewer Lien Sales on Low-Income Residents."
NEDAP conducts two-day training on legal issue-spotting around consumer debt, credit reporting, banking access, and high-cost credit, for counselors working at NYC's Financial Empowerment Centers.
NEDAP leads workshop on immigrants' banking rights, for New Immigrant Community Empowerment members in Jackson Heights, Queens.
NEDAP conducts legal clinic for seniors on consumer debt issues, at Sunnyside Community Services in Sunnyside, Queens.
Queens Chronicle story, "Civic Forum Informs Area Property Owners," cites NEDAP.
NEDAP conducts legal clinic for seniors on consumer debt issues, at Morningside Retirement and Health Services, in West Harlem.
With Demos, NEDAP leads telephone briefing for community advocates and organizations on new Federal Financial Reform law.
NEDAP speaks with residents of Ridgewood, Queens, about the rights of homeowners struggling with their mortgages, and the availability of foreclosure prevention resources.
August 2010:
NEDAP leads financial justice training at NYC Financial Network Action Consortium (NYCfNAC) for AmeriCorps*VISTA members who are working at credit unions across NYC.
NEDAP leads workshop on credit reporting issues for survivors of domestic violence, at Sakhi for South Asian Women.
Brooklyn Eagle story, "Check Cashing Stores: Will They Soon Make Loans?," cites NEDAP.
NEDAP leads workshop for first-time homebuyers in Bayside, Queens, on how to avoid predatory loans, at forum sponsored by the NYC Comptroller's office.
In comment letter to the Federal Reserve Board, NEDAP calls for the strengthening and expansion of the Home Mortgage Disclosure Act.
NY1 interviews NEDAP for segment, "How a Reverse Mortgage Can Help or Harm an Older Homeowner."
NEDAP trains New Immigrant Community Empowerment outreach workers in Jackson Heights, Queens, on immigrants' rights when sending money (remittances) home.
Pro Publica story, "New York Jumps Ahead of Feds With Law Holding Mortgage Companies Accountable on Mods," cites NEDAP.
Buffalo News article, "Rent to Own Law Worries Consumer Advocates," cites NEDAP.
NEDAP testifies at public hearing in San Francisco, convened by the Federal Reserve Board, on changes needed to the Home Mortgage Disclosure Act, a federal law that requires lenders to publicly disclosue vital information on their mortgage lending.
NEDAP trains credit union officials on Patriot Act rules and how to serve immigrants equitably, at national Directors' Convention in Las Vegas, NV.
Crain's New York article, "IRS Takes a Stick to High-Interest Refund Loans," cites NEDAP.
New York Daily News article on new state Rent-to-Own law cites NEDAP.
July 2010:
National Council of La Raza features NEDAP as speaker on northeast Tele-Town Hall on Banking and Housing Our Communities Amidst a Recession.
Buffalo News article, "Both Sides Weigh in on Rent-to-Own Bill," cites NEDAP.
NEDAP trains advocates in Columbus, NE on how to implement NEDAP's Community Financial Literacy and Justice Course for families in their community.
NEDAP speaks with homeowners in Sheepshead Bay, Brooklyn, about foreclosure prevention resources and Fair Housing Act, at Owners' Forum sponsored by HPD.
NEDAP helps staff legal clinic on consumer debt issues for domestic violence survivors, at Staten Island Legal Services.
NEDAP testifies at public hearing convened by federal banking regulators, on changes needed to Community Reinvestment Act regulations. Click here for testimony, and here to watch video.
NEDAP speaks about passage of federal financial reform legislation, on WNYC radio.
Buffalo News article, "Proposal on Buying of Old Debt Opposed, Plan Aims to Prevent Abusive Tactics," cites NEDAP.
NEDAP holds third session in 2010 Community Reinvestment Workshop Series, "Intro to the Debt Buyer Industry: Overview & Issue Spotting," for community groups and advocates, co-facilitated by MYF Legal Services.
NEDAP conducts financial justice workshop for participants in UPROSE's Summer Youth Empowerment program, in Sunset Park, Brooklyn.
NEDAP quoted in New York Law Journal article, "Measure Opposed by Bankers' Group Would Allow Owners to Recover Attorney's Fees in Foreclosures."
City Limits article, "Help (Still) Wanted: Banks go slow on fixing bad home loans ," cites NEDAP.
June 2010:
NEDAP presents at Midwood Senior Center meeting on abusive debt collection practices.
NEDAP holds second session of its 12th Annual Community Reinvestment Workshop Series, "Foreclosure Prevention Strategies: Addressing Second Liens," co-facilitated by SBLS.
NEDAP moderates panel on Financial Education in the U.S., organized by Women Advancing Microenterprise.
NEDAP leads workshop, "The New Redlining: How Consumer Debt Harms Communities," at U.S. Social Forum, in Detroit, MI.
NEDAP discusses collection abuses by the debt buying industry, on the WWRL Morning Show with Errol Louis.
Daily News article, "Rein in wild debt collectors: Thousands of New Yorkers are being unfairly targeted," cites NEDAP.
NEDAP warns against debt settlement scams, on Univision segment, "Cuidado con la unificacion de deuda."
NEDAP leads session for first-time homebuyers on fair housing and how to avoid predatory loans, at Margert Community Corp. in Far Rockaway, Queens.
NEDAP submits comments on the proposed federal rule on the protection of exempt federal benefits from seizure by debt collectors.
NEDAP trains advocates on fair credit reporting and debt collection issues, as part of Housing Court Answers' 2010 Spring Training Series.
NEDAP appears in CBStv news segment, Consumer Report: Banks to Eliminate Free Checking.
NEDAP leads community workshop on banking rights and credit reports, in partnership with the Colombian Consulate, in Jackson Heights, Queens.
NEDAP joins other members of New Yorkers for Responsible Lending in Albany to speak out against abusive debt collection practices.
NEDAP speaks to AARP members about abusive debt collection practices, as part of AARP's Telephone Town Hall.
NEDAP presents at StateWide Senior Action Council meeting, on abusive debt collection practices and the growth of the debt buying industry.
NEDAP speaks to Hispanic Senior Action Council about fair housing, foreclosure prevention and rights of tenants living in homes in foreclosure.
NEDAP participates in Inter-American Dialogue roundtable on financial education for immigrants and transnational families.
NEDAP holds first session of its 12th Annual Community Reinvestment Workshop Series, on the Ins and Outs of Student Loan Debt, with guest presenter Deanne Loonin of the National Consumer Law Center.
NEDAP leads workshop for credit unions on serving immigrant members, at Latino Credit Union Conference in Pittsburgh, PA.
NEDAP trains advocates on abusive lending and foreclosure prevention at JASA conference on elder abuse.
May 2010:
New York Times article, "Blacks in Memphis Lose Decades of Economic Gains," cites lending report by NEDAP and allies.
City Limits features report by NEDAP and allies on debt buyer industry, Report: Fraud Common Among Top Debt Buyers.
NEDAP presents joint report on racial disparities in mortgage lending, at Asian American Community Development Conference.
Reuters blog post, "The Sleazy World of Predatory Debt Buyers", focuses on NEDAP's joint report on debt-buyer industry.
The Washington Post article, "How debt buyers prey on the disadvantaged: A report," cites NEDAP.
Collections & Credit Risk article, "New Report Examines Debt Collection Abuses," cites NEDAP and report it issued with the Legal Aid Society, MFY Legal Services, and Urban Justice Center.
Crain's New York Business article, "Study: Debt collectors typically violate state law," features report on debt buyer industry, issued by NEDAP and the Legal Aid Society, MFY Legal Services, and Urban Justice Center.
NEDAP leads capacity-building training, "Conducting Effective Foreclosure Prevention Presentations," for foreclosure prevention counselors and legal services groups in NYC.
The Daily Record article, "TARP banks cut lending to Rochester minorities," quotes NEDAP and cites joint report, "Paying More for the American Dream IV: The Decline of Prime Mortgage Lending in Communities of Color."
NEDAP holds Consumer Law Clinic for members of the Women in Prison Project's ReConnect program, at the Correctional Association of New York.
NEDAP and allies lead demonstration outside JPMorgan Chase annual shareholder meeting, calling on Chase to end its abusive lending practices and to stop lobbying against financial reform.
NEDAP conducts financial education workshop, in Spanish, for immigrant women in Riverhead, NY, in partnership with North Fork Spanish Apostolate.
NEDAP leads break-out session on consumer finance issues at NYS CDFI Conference in Albany.
Errol Louis's Daily News column, Bank on their bad behavior: Bailed-out financial institutions are repaying us in the worst ways, features NEDAP's upcoming action at JPMorgan Chase's annual shareholder meeting.
Spanish TV features NEDAP in segment, "Los pecados de Wall Street." Click here to watch (starts at 17.51 min.).
City Limits article, "Banks Redline Minority Communities Again," cites NEDAP and its joint report on prime mortgage lending.
AOL Housing Watch, "Refinancing Bias: Does Race Play a Role?," and CNBC article, "Crisis Cut US Minority Mortgage Access: Study," feature NEDAP joint report on the decline of prime mortgage lending in communities of color.
NEDAP issues joint report on racial disparities in mortgage lending. Click here for report and press release.
NEDAP discusses decline of prime mortgage lending in communities of color on American Public Media's Marketplace Morning Report.
NEDAP conducts workshop on high-cost financial services and credit reports for members of Women in Prison Project, ReConnect.
NEDAP presents for East 49th & 48th Street Block Association of Lenox, Linden, Clarkson, and Schenectady on foreclosure prevention and rights of tenants in foreclosed properties.
NEDAP testifies before NYC Council Finance Committee on Intro 26, a local law to amend administrative code in relation to water lien sales.
NEDAP presents at monthly meeting of Federated Blocks of Laurelton on foreclosure prevention, loan modification scams, and abusive debt collection practices, in Laurelton.
NEDAP participates in "Families Stand Together" event providing information on consumer credit issues, at Children's Aid Society.
NEDAP presents at monthly meeting of Locust Grove Civic Association on foreclosure prevention and loan modification scams, in South Ozone Park.
NEDAP participates in Cinco de Mayo event providing information on debt collection, loan modifications, and consumer economic justice issues, at Prospect Park YMCA New Americans Welcome Center.
April 2010:
NEDAP submits comment letter to Federal Reserve Board opposing Goldman Sachs' proposed acquisition of SKBHC Holdings, LLC.
NEDAP issues statement on JPMorgan Chase's announcement that it will no longer make high-cost tax refund anticipation loans.
NEDAP trains domestic violence survivors' advocates on consumer debt issues, at Fordham Law School.
Crain's New York Business article, "Chase exits controversial 'rapid refund' lending," quotes NEDAP and cites NEDAP's recent report on RALs.
NEDAP discusses tax refund anticipation loans on American Public Media's Marketplace show.
Legislative Gazette article, "Crackdown sought on debt scams and foreclosure abuse," quotes NEDAP on debt buyers' abusive practices.
NEDAP presents on panel, "The Foreclosure Crisis: Local Effects/Local Solutions," at Fordham Law School.
NEDAP trains lawyers from Puerto Rican Bar Association on foreclosure prevention.
NEDAP conducts workshop on fair housing and abusive mortgage lending practices at Margert's Homebuyers Educational Seminar, in Far Rockaway.
Community groups learn about financial justice research tools at NEDAP Brown Bag session, "Web Resources for Advocacy: Exploring U.S. Credit Conditions,” presented by the Federal Reserve Bank of NY.
NEDAP participates in Annual Assembly of the Federation of Brooklyn Block Associations, providing homeowners with information on their rights with respect to foreclosure, debt collection, and loan modifications.
Americans for Financial Reform press release, New York Leaders Rally for Real Financial Reform, quotes NEDAP on need for financial reform and consumer protection.
NEDAP comments on President Obama's financial reform speech at Cooper Union, on GRITtv with Laura Flanders.
NEDAP presents on foreclosure prevention and resources for homeowners and tenants, at Public Employees Federation.
NEDAP assists seniors with foreclosure and consumer credit issues, at Housing Fair sponsored by Staten Island Interagency Council for the Aging.
NEDAP presents on credit issues for Coalition for Women Prisoners, at the Correctional Association of New York.
NEDAP joins New Yorkers for Responsible Lending coalition for unveiling of coalition platform, in Albany, New York. Click here for press release.
NEDAP conducts workshop for Brooklyn-Wide Interagency Council of the Aging (BWICA) on foreclosure prevention resources.
NEDAP discusses mortgage fraud and lending discrimination, on WWRL's Morning Show with Errol Louis.
NEDAP leads presentation on community economic justice issues, for parents of students at Brooklyn International High School.
The Washington Post article, "Cracking down on unscrupulous tax-return preparers." describes abusive practices uncovered by NEDAP's mystery shopping initiative.
NEDAP conducts workshop on credit reports and identity theft, for advocates at Urban Resource Institute, in Brooklyn.
NEDAP leads workshop on banking and credit basics for new immigrants, in partnership with HANAC and CIANA in Astoria, Queens.
NEDAP conducts citywide training for CLARO program, at New York Civil Court in Manhattan.
NEDAP's mystery shopping featured in NCLC report showing rampant abuses by tax prep outlets in NYC.
Click here for NEDAP press release.
CounterPunch article, "Obama's Economic Brain Trust," quotes NEDAP on abusive lending practices.
March 2010:
The Washington Independent article, "Refund Anticipation Loans Continue to Harm Low-Income Taxpayers," cites NEDAP.
NEDAP presents on tax prep resources for low-wage workers, at Domestic Workers United membership meeting.
NEDAP conducts workshop for members of AARP Chapter 2197, on foreclosure prevention and rights of tenants in foreclosed properties, at Emmanuel Baptist Church, in Clinton Hill, Brooklyn.
NEDAP presents on immigrants' banking and credit rights, on panel hosted by Project Enterprise for aspiring microentrepreneurs.
NEDAP trains NYS Division of Human Rights attorneys and administrative law judges on effect of two-tiered credit system on communities of color.
NEDAP conducts workshop on foreclosure prevention and consumer credit issues, at Gray Panthers.
NEDAP conducts training on banking basics and fair housing for parents of GEAR UP program at Hostos Community College, in the South Bronx.
NEDAP participates in Homeowners' Assistance & Financial Wellness event in Canarsie, Brooklyn, providing homeowners with information on their rights with respect to credit reporting, debt collection, and loan modifications.
NEDAP trains Community Service Society's Financial Coaches on Court Judgments.
NEDAP conducts training on banking basics at Sunset Park Even Start, in Spanish.
February 2010:
NEDAP facilitates discussion following film screening of American Casino, at fundraiser event sponsored by Women in Housing & Finance.
Finance Tech article, "New York City’s Underbanked Population: Growing and Mistrustful of Banks," quotes NEDAP.
NEDAP trains Community Service Society's Financial Coaches on debt collection topics.
NEDAP speaks on Center for NYC Affairs panel, "Banking Under the Mattress: Financial Literacy and Unbanked New Yorkers."
NEDAP presents on foreclosure prevention and fair housing at Brooklyn Community Board 13, in Coney Island.
NEDAP holds Consumer Law Clinic for members of New Immigrant Community Empowerment (NICE).
NEDAP conducts training on foreclosure prevention for homeowners at Midwood Senior Center, in Brooklyn.
NEDAP presents at Brooklyn-Wide Interagency Council for the Aging on homeowners' rights in foreclosure, and how to avoid scams.
NEDAP presents on foreclosure prevention and fair housing at Brooklyn Community Board 12, in Midwood.
NEDAP speaks about new credit card rules and answers viewer calls during Univision 41 news hour.
NEDAP conducts capacity-building training for Community Service Society's Financial Coaches on Credit Basics.
El Diario La Prensa editorial, Los Sin Banco, cites NEDAP on the benefits of "banking" with community development credit unions.
NEDAP presents on foreclosure prevention and debt collection issues to more than 1,600 parishioners at Sts. Peter & Paul and Epiphany Churches, in Williamsburg, Brooklyn.
NEDAP presents on panel about mortgage lending reform at national convening of advocates in Miami, FL, sponsored by Open Society Institute.
In These Times article, Open Season on Working Poor, as Tax Day Nears, cites NEDAP's 2010 report on tax refund anticipation loans.
NEDAP moderates panel at national symposium, "Moving Forward: The Future of Consumer Credit and Mortgage Finance," convened by Harvard University's Joint Center for Housing Studies.
NEDAP presents at Elder Law Forum, sponsored by New York Citizens' Committee on Aging, on foreclosure prevention and consumer debt collection issues.
NEDAP presents on banking rights and options, at New Immigrant Community Empowerment in Jackson Heights, Queens.
NEDAP presents on rights of tenants and homeowners in foreclosed properties, at Brooklyn Community Board 4, in Bushwick.
NEDAP presents on foreclosure prevention, at Owners' Forum sponsored by Cypress Hills Local Development Corporation.
NEDAP trains Community Service Society's Financial Coaches on Banking Basics and Avoiding Financial Scams.
NEDAP presents to NYS Youth Leadership Council on financial justice issues affecting immigrant workers.
NEDAP conducts workshop on credit reports and repair, at Astella Development Corporation, in Coney Island, Brooklyn.
El Diario La Prensa article, "Bushwick is dying," quotes NEDAP on abusive mortgage lending practices. Read article in English or Spanish.
NEDAP discusses financial reform on WNYC's Morning Edition. Click here to listen.
NEDAP conducts training on foreclosure prevention and rights of homeowners and tenants in foreclosure, at New York StateWide Senior Action Council, Inc.
Kirwan Institute report, Fair Credit and Fair Housing in the Wake of the Subprime Lending and Foreclosure Crisis, features NEDAP's work on fair lending and foreclosures in immigrant communities.
El Diario La Prensa editorial, "The fallacy of instant money," cites NEDAP's 2010 report on tax refund anticipation loans.
NEDAP and allies send joint letter to the Office of the Comptroller of the Currency (OCC), urging the OCC to enforce its regulations regarding banks that make Refund Anticipation Loans (RALs), and calling on the OCC to provide leadership to end RALs lending.
NEDAP discusses new credit card rules on Univision 41 segment, "Nuevas reglas en las tarjetas de crédito."
January 2010:
NEDAP conducts workshop on fair housing and abusive mortgage lending practices at Margert's Homebuyers Educational Seminar, in Far Rockaway.
Bronx News Network article, Usurious Tax-Time Loans Drained $22.5 Million from the Bronx in Just One Year, cites NEDAP's 2010 report on tax refund anticipation loans. Click here for NEDAP report.
Caribbean Life article, "Tax-time, multimillion-dollar rip-offs," cites NEDAP report on tax refund anticipation loans.
NEDAP presents on resources for distressed homeowners, at Owners' Forum in Greenpoint, Brooklyn, sponsored by NYC Department of Housing Preservation and Development.
NEDAP conducts training on rights of homeowners and tenants in foreclosure, at The Partnership for the Homeless, in East New York.
NEDAP conducts training on foreclosure patterns in Brooklyn and foreclosure prevention, at Brooklyn Council of Churches, in Flatbush.
NEDAP conducts workshop on foreclosure prevention at Partnership for Youth and Community Empowerment, in Crown Heights.
NEDAP documents negative impact of tax refund anticipation loans in NYC. Click here for press release and report.
WalletPop article, Dirty tricks of debt collection: What you need to know, cites NEDAP on abusive debt collection practices.
NEDAP and allies file comment letter with the NYS Banking Department, in support of proposed Business Conduct Rules for Mortgage Servicers.
Women's eNews article, Women's Key to Home Ownership Opened Debt Trap, cites NEDAP on gender discrimination in the subprime lending mortgage market.
NEDAP leads workshop in Spanish on banking and fair housing rights, at YMCA New Americans Welcome Center.
NEDAP presents on fair housing and foreclosure prevention, at Brooklyn Community Board 14, in Flatbush.
NEDAP submits comments to the Federal Trade Commission regarding debt buyer abuses.
News in 2009
December 2009:
The New York Times article, Suit Claims Fraud by New York Debt Collectors, cites NEDAP.
Daily News article, He burst the bubble! Real estate speculator Lloyd Varma defaulted on 20 loans for 10 Queens homes, quotes NEDAP on mortgage fraud.
NEDAP and other advocacy groups submit comments to Federal Reserve Board on proposed regulations regarding federal Truth in Lending Act.
NEDAP moderates symposium on worker-owner cooperatives in NYC, organized by Center for Family Life.
El Diario La Prensa article, "Mayor protección contra embargo hipotecario," quotes NEDAP on new NYS foreclosure prevention law.
NEDAP joins with TIGRA, ROC-NY, Taxi Workers Alliance and other local groups to hold information session on remittances, in Jackson Heights, Queens.
The Epoch Times article, Demonstrators Demand Compensation in Front of Goldman Sachs Building, cites NEDAP.
NEDAP conducts workshop on the high cost of credit in low-income communities for United Methodist Women's Conference.
Stargazette.com article, Paterson signs stronger laws on home foreclosures, quotes NEDAP.
NEDAP holds Consumer Law Clinic for students from College and Community Fellowship.
NEDAP leads immigrant banking rights workshops in Riverhead, LI, in partnership with North Fork Spanish Apostolate and Feeding the Mind ESL program.
NEDAP conducts workshop on the high cost of financial services in low-income communities and on credit report issues for Women in Prison Project, Reconnect.
The Business Insider article, "Debt Collectors Raiding Coffers of Homeowners with Second Mortgages," cites NEDAP.
Staten Island Advance article, "Homeowners are getting hit a second time," quotes NEDAP on abusive debt collection practices affecting homeowners with second mortgages.
NEDAP presents on foreclosure prevention, credit issues, and debt collection abuses at Queens forum, sponsored by CHANGER and Progressive Ministries.
November 2009:
NEDAP trains Staten Island Housing Court Task Force members on credit reports, tenant screening reports, and NYS's Exempt Income Protection Act.
NEDAP appears on ABC World News, "Judge Voids Mortgage Payments."
NEDAP conducts training on credit reports and repair for members of College of Community Fellowship, at CUNY Graduate Center.
NEDAP trains lawyers on loan modifications and the federal HAMP program, in Poughkeepsie, NY.
NEDAP presents on loan modification scams and Making Home Affordable Program at Services Now for Adult Persons, Inc. (SNAP), in Jamaica, Queens.
The New York Times story, "Study shows link between segregation and subprime loans," cites multi-state report on high-risk lending co-authored by NEDAP.
NEDAP participates in roundtable on the Future of Fair Credit in Washington, D.C., organized by the Kirwan Institute for the Study of Race and Ethnicity.
NEDAP presents on fair housing and foreclosure prevention at Community Board 17, in East Flatbush.
NEDAP presents on the Home Affordable Modification Program, loan modification scams and NYS settlement conferences at forum sponsored by Ridgewood Bushwick Senior Citizens Council, Inc.
NEDAP presents on foreclosure prevention issues at Queens Public Library, Jackson Heights branch.
NEDAP facilitates immigrant working group session on Closing the Racial Wealth Gap, at Insight Center for Community Economic Development convening in Washington, D.C.
NEDAP facilitates annual statewide meeting of New Yorkers for Responsible Lending (NYRL) in Albany, NY.
NEDAP presents on foreclosure prevention and fair housing at Queens Community Board 4, in Corona.
NEDAP speaks on panel about mortgage fraud at Home Foreclosure Prevention Summit, sponsored by the U.S. Department of Housing and Urban Development and the Office of Thrift Supervision.
NEDAP trains members of Yes U Can! on credit reports and repair, at John Jay High School, in Park Slope.
LegislativeGazette.com article, "Lawmakers hear testimony about mortgage fraud," cites NEDAP.
NEDAP presents on foreclosure prevention, at Corona Library, in Queens.
NEDAP conducts workshop on credit reports and debt collection, at Lenox Hill Neighborhood House.
Daily News article, "Water liens could trigger rash of foreclosures on low-income housing units," quotes NEDAP on impact of tax lien sales on distressed NYC property owners.
October 2009:
NEDAP testifies at NYS Senate hearing on mortgage fraud. Read testimony here.
NEDAP conducts training on foreclosure prevention for Brooklyn-Wide Interagency Council of the Aging (BWICA).
NEDAP presents on foreclosure prevention and fair housing, at Brooklyn Community Board 16, in Brownsville.
NEDAP trains attorneys on foreclosure prevention intake, negotiations, and litigation at National Consumer Law Center conference, in Philadelphia.
NEDAP trains attorneys on federal Home Affordable Modification Program at National Consumer Law Center conference, in Philadelphia.
NEDAP testifies before New York State Assembly Committee on Banks, on the dual banking system.
NEDAP presents on foreclosure prevention and fair housing, at Bronx Community Board 11, in Morris Park.
NEDAP presents on panel discussion on foreclosure crisis in Jamaica, Queens, hosted by Greater Jamaica Development Corporation.
NEDAP appears on GRITtv with Laura Flanders, "Still Waiting on our Bailout."
Op-ed by NEDAP co-director calls on House Financial Services Committee to approve a strong federal Consumer Financial Protection Agency.
La Raza article, "Casero negligente pierde viviendas," cites NEDAP.
NEDAP testifies at NYC Council hearing on the impact of tax and water lien sales on seniors and low-income communities. Read testimony here.
NEDAP trains affordable housing advocates on loan modifications at Annual Affordable Housing Conference of the Neighborhood Preservation Coalition of NYS, in Albany.
NEDAP conducts immigrants' banking rights and credit reports workshop in Spanish at Voces Latinas, in Woodside, Queens.
NEDAP and NYC advocates meet with Federal Reserve Board and Federal Reserve Bank of New York officials to press for financial regulatory reform.
NEDAP conducts training on credit reports and repair at Child Welfare Organizing Project (CWOP), in East Harlem.
City Limits article, "Mortgages and the Mayor: Candidates on Foreclosure," cites NEDAP.
NEDAP convenes briefing for NYC advocates on proposals for financial regulatory reform and creation of Consumer Financial Protection Agency (CFPA).
Queens Chronicle article, "C.B. 10 talks racino and foreclosures issues," cites NEDAP on impact of foreclosure crisis on homeowners in South Ozone Park, Queens.
NEDAP presents on foreclosure prevention and fair housing, at Brooklyn Community Board 8, in Crown Heights.
NEDAP shares lessons learned about coalition organizing and media advocacy, and co-facilitates capacity-building sessions on effective policy advocacy, at Center for Responsible Lending's Fall State Advocates Conference, in Durham, NC.
NEDAP delivers joint testimony with Empire Justice Center at NYS Assembly hearing on the need to strengthen borrower protections in new student loan program.
NEDAP testifies at New York City Council hearing on loan modification scams targeting NYC homeowners.
The New York Times interviews NEDAP in video segment, "The Hidden Price of Prepaid Debit." Read accompanying article here.
NEDAP joins distinguished panel, Race & the Subprime Crisis: The Future of Minority Neighborhoods, sponsored by Milano The New School and the Center for NYC Affairs.
NEDAP leads sessions on new credit card reform law, and the high cost of credit in low income NYC communities, at East River Development Alliance (ERDA) conference in Long Island City, Queens.
NEDAP presents on fair housing and foreclosure prevention, at Queens Community Board 10, in Ozone Park.
September 2009:
NEDAP speaks to Advisory Board of Fordham Law School's Feerick Center for Social Justice on the foreclosure crisis and the role lawyers and law students can play to address the crisis.
NEDAP presents on foreclosure patterns in Bushwick and foreclosure prevention resources for homeowners, at Brooklyn Community Board 4.
NEDAP hosts reception at Queens Museum of Art, highlighting Red Lines - Housing Crisis Learning Center exhibit.
NEDAP presents on foreclosure crisis, mortgage scams, and foreclosure prevention resources, at Bronx Community Board 3, in Crotona Park.
NEDAP trains Qualitas of Life Foundation financial education instructors on immigrants' banking rights and options in NYC.
NEDAP presents on impact of foreclosure crisis on communities of color in NYC, and foreclosure prevention resources at Queens Community Board 3, in Jackson Heights.
NEDAP trains attorneys and housing counselors on the recent expansion of the Obama Administration's Home Affordable Modification Program.
Queens Courier article, "Program to protect homeowners to expire," quotes NEDAP on foreclosure rescue scams that target Queens homeowners.
NEDAP speaks on panel, "Consumer Financial Protection and Credit Card Policy Reform," hosted by NYC Department of Consumer Affairs, Office of Financial Empowerment.
NEDAP attends President Obama's speech on financial regulatory reform.
NEDAP leads immigrants' banking rights workshop at CAMBA, in English, Spanish and Creole.
In joint testimony, NEDAP and Empire Justice Center urge New York State to strengthen borrower protections in new student loan program.
NEDAP presents on foreclosure prevention and consumers' rights at Beis Chaya Mushka, in Crown Heights, Brooklyn.
NEDAP presents on foreclosure prevention at Community Board 1 meeting in Staten Island.
NEDAP trains Children's Aid Society staff on consumer rights in the credit reporting system.
NEDAP presents on impact of foreclosures and homeowners' rights in East Elmhurst, Queens, at workshop sponsored by Queens Museum of Art.
NEDAP leads financial justice workshop for NYCfNAC AmeriCorps VISTA members, on issues affecting low income neighborhoods and communities of color.
August 2009:
NEDAP speaks about immigrants' banking rights and options on Diálogo de Costa a Costa on HITN-TV.
NEDAP presents on foreclosures and resources for homeowners, at Queens Museum of Art forum in Jamaica, Queens.
NEDAP appears on Manhattan Neighborhood Network show, "Democratic Dialogue," to discuss financial regulatory reform and the proposed creation of a Consumer Financial Protection Agency.
City Limits article, "On Exhibit: Housing Folly and Failure," cites NEDAP.
Feet In 2 Worlds article, "Immigrant Neighborhoods in New York Continue to Reel From Mortgage Foreclosures and Job Losses," cites NEDAP.
NEDAP conducts workshop for Prep for Prep alumni on banking and credit basics.
Staten Island Real-Time News article, "Deep in debt and the calls won't stop for Staten Islanders," quotes NEDAP on abusive debt collection practices.
July 2009:
NEDAP provides advice and assistance to unrepresented defendants in consumer credit cases at Bronx CLARO.
NEDAP presents on immigrants' banking rights and options, and how to tailor financial education to immigrant communities, at forum sponsored by the NYC Office of Financial Empowerment.
Credit Union Times article, "Myths About Serving Immigrants," cites NEDAP on ways that credit unions can expand their reach in immigrant communities.
NEDAP trains first-time homebuyers on credit reporting issues and how to avoid mortgage traps, at Spanish-language workshop sponsored by Harlem Congregations for Community Improvement.
NEDAP leads practice workshop, Conducting Effective Foreclosure Prevention Presentations, for NYC community groups and legal services offices.
NEDAP conducts presentation, in Spanish, for members of a child care worker cooperative in Sunset Park, on tax and banking issues for immigrant workers.
NEDAP trains credit unions from throughout the U.S. on developing policies, services and partnerships to serve new immigrants, at the National Association of Federal Credit Unions conference.
NEDAP trains Children's Aid Society staff on consumer credit and credit reporting issues.
NEDAP trains counselors and attorneys on the federal Home Affordable Modification Program, at the Center for New York City Neighborhoods.
WBAI Evening News reports on press event with NEDAP and other groups calling on Congress to create a strong Consumer Financial Protection Agency.
NEDAP trains lawyers at the 2nd Judicial Department Grievance Committee about the role of attorneys in mortgage and real estate fraud.
WOR News Talk Radio 710 article, "Taking a 'Bite' Out of Morgan Stanley," cites NEDAP on impending consumer protection regulations.
NEDAP participates in Foreclosure Prevention Assistance event at Bed-Stuy Multi-Service Center in Stuyvesant Heights, Brooklyn. Click here to watch video on foreclosure prevention resources for homeowners.
Epoch Times article, "Officials Announce Free Homeownership Assistance Opportunity," cites NEDAP as co-host of foreclosure prevention and homeowner assistance event, at Bed-Stuy Multi-Service Center in Brooklyn.
NEDAP speaks about the history of redlining and the foreclosure crisis in NYC, as part of Queens Museum of Art's exhibit, Redlines Housing Crisis Learning Center. Check out the museum's NYC panorama and exhibit until Sept. 27.
The New York Times article, "Mapping a Bird's-Eye View of Foreclosure Misery," cites NEDAP.
NEDAP discusses payday lending bill, H.R. 1214, and its adverse implications for NYS, on WWRL Morning Show with Errol Louis.
June 2009:
NEDAP participates in Foreclosure Prevention Assistance event at York College in Jamaica, Queens. Click here to watch video on foreclosure prevention resources for homeowners.
NEDAP speaks on WNYC's Financial 411, with Amy Eddings. Click here to listen.
NEDAP comments on proposed rules regarding debt collection agencies issued by the New York City Department of Consumer Affairs.
NEDAP testifies at hearing of NYS Assembly Standing Committee on Banks on discriminatory mortgage lending practices, and how the State can best protect borrowers from unfair and deceptive lending practices. Read testimony.
NEDAP trains Bronx CLARO volunteers on debt collection issues.
Daily News article, "A subprime mortgage wolf tries wearing sheep's clothing," cites NEDAP on the devastating effect of mortgage lender Delta Funding's practices on communities of color in New York.
NEDAP appears on GRITtv with Laura Flanders, "The Fight Against Wells Fargo."
NEDAP presents at foreclosure prevention forum sponsored by Councilmember Kendall Stewart, in Flatbush, Brooklyn.
NEDAP trains lawyers at NYC Bar, as part of pro bono legal program sponsored by the Federal Reserve Bank of NY.
NEDAP conducts workshop on basic banking and credit issues, for the Brooklyn Young Mothers' Collective.
WNYC's Brian Lehrer Show features discussion with NEDAP, on mortgage fraud. Click on "Foreclosure in Brooklyn" to listen.
NEDAP speaks on panel on effective advocacy for non-profit organizations, at NYC Nonprofit Day.
The New York Times article, "Penetrating the Maze of Mortgage Relief," quotes NEDAP regarding problems with federal mortgage modification program.
NEDAP holds Consumer Law Clinic, for Women in Prison Project, ReConnect.
NYS Attorney General cracks down on loan modification scams, citing NEDAP in press release.
NEDAP conducts workshop on immigrants' banking rights and options, at Lin Sing Association in Manhattan's Chinatown.
NEDAP trains advocates on debt collection issues at Housing Court Answers' 2009 Annual Conference.
NEDAP holds Consumer Law Clinic hosted by Sakhi for South Asian Women.
NEDAP convenes Brown Bag discussion, "The ABCs of the Federal Stimulus Package & What it Means for New York," with guest presenter Chris Keeley of Common Cause New York.
NEDAP holds Consumer Law Clinic for women working with Cypress Hills Child Care Corporation.
NEDAP conducts workshop on credit issues for Women in Prison Project, ReConnect.
American Banker article, "Test Case for Why Underbanked Still Elude Industry," cites NEDAP.
NEDAP trains attorneys on defending foreclosures at Westchester County Supreme Court in White Plains.
May 2009:
Staten Island Real-Time News article, "Recession a boon to some doing business on Staten Island," quotes NEDAP on debt collection practices in NYC.
The New York Times article, "Avoiding Foreclosure," cites NEDAP's NYC Foreclosure Prevention Gap Loan Program.
NEDAP trains NYS judges and court personnel on the federal Making Home Affordable Program.
NEDAP conducts workshop in Spanish on protecting assets and avoiding scams, for women working with Cypress Hills Child Care Corporation.
NEDAP presents at foreclosure forum, co-sponsored by NYS Attorney General Andrew Cuomo, NYC Council Members G. Oliver Koppell and Larry Seabrook, at Bronx Community Board 12.
NEDAP trains NYC loan counselors and other advocates on foreclosure-related issues, including the rights of tenants; credit reporting; and the tax implications of loan modifications.
NEDAP conducts workshop on debt collection issues, at Sakhi for South Asian Women.
NEDAP conducts workshop in Spanish on credit reports and debt collection issues, at Cypress Hills Child Care Corporation.
NEDAP discusses abusive debt collection practices on Fox 5 TV, at press event held by the New Yorkers for Responsible Lending coalition. Click here to watch.
NEDAP testifies at NYS Assembly hearing on abusive debt collection practices in NYS. Read testimony.
NEDAP conducts workshop in Spanish on credit issues, at Cypress Hills Child Care Corporation.
NEDAP presents on identity theft and financial scams that target seniors, at New York State Wide Senior Action Council, Inc.
NEDAP appears on GRITtv with Laura Flanders, "More Mortgage Madness," on U.S. Senate's failure to pass bankruptcy reform and related matters.
NEDAP presents at foreclosure prevention workshop hosted by Neighborhood Initiatives Development Corporation in the Bronx.
NEDAP discusses effectiveness of NYS's foreclosure prevention law, on WNYC's Morning Edition. Click here to listen.
NEDAP trains Brooklyn judges on the federal Making Home Affordable loan modification plan.
April 2009:
NEDAP and partners release new multi-state report documenting the positive effect of fair lending regulation on mortgage pricing in NYC and across the country.
NEDAP launches financial education workshop series for immigrant families, in collaboration with Cypress Hills Child Care Corporation.
NEDAP trains Bronx pro bono attorneys on defending foreclosures, at NY County Lawyers Association.
NEDAP co-facilitates sessions at "Addressing the Credit Card Crisis" forum, organized by state and federal banking regulators.
NEDAP presents at foreclosure prevention workshop hosted by Margert Community Corp. in Far Rockaway, Queens.
NEDAP conducts workshop on banking and credit basics for youth attending GED exam classes at Brooklyn Public Library, DeKalb Branch.
NEDAP presents on upcoming tax liens sale, at Precinct Community Council in Crown Heights, Brooklyn.
NEDAP hosts Brown Bag lunch discussion, "Forging a New Framework for Financial Services Regulation," with guest speaker Uriah King of the Center for Responsible Lending.
NEDAP conducts workshop on credit report and repair issues, for staff members of Children's Aid Society, Tier II Shelter.
NEDAP presents at foreclosure prevention workshop, in Spanish, hosted by Ridgewood Bushwick Senior Citizens Council.
NEDAP co-presents webinar for credit unions on serving Latino and immigrant communities.
NEDAP testifies before NYC Council Housing and Building Committee on pending foreclosure litigation.
NEDAP presents at free foreclosure prevention workshop hosted by Ridgewood Bushwick Senior Citizens Council.
NEDAP participates in Tax Lien Help Night in Bedford-Stuyvesant, Brooklyn, to assist homeowners who qualify for exemption from the City's Lien Sale.
NEDAP conducts training sessions on identity theft and other financial scams that target seniors, as well as banking and credit issues, for seniors at Queens Community House Pomonok Center.
NEDAP conducts Community Reinvestment Act training for NYS Banking Department examiners.
NEDAP presents at foreclosure prevention forum in Crown Heights, Brooklyn, sponsored by NYC Council Member Darlene Mealy.
NEDAP trains attorneys on foreclosure law and subprime lending issues at NYC bar association.
NEDAP signs on to letter urging the Office of Comptroller of the Currency (OCC) to tighten regulation of national banks that make tax refund anticipation loans (RALs).
NEDAP holds Consumer Law Clinic for members of Families United for Racial and Economic Equality (FUREE).
NEDAP is interviewed on WWRL's Morning Show with Errol Louis, on upcoming NYC Lien Sale and Bedford-Stuyvesant Community Help Night, scheduled for April 21.
NEDAP holds Consumer Law Clinic in Jackson Heights, Queens, for Queens Community House English as a Second Language (ESL) students and community members.
Brooklyn Daily Eagle article, "Solutions! McMahon Hosts Foreclosure Prevention Forum," cites NEDAP's map showing foreclosure actions filed in Brooklyn, NY.
NEDAP trains Families United for Racial and Economic Equality (FUREE) community leaders and staff, on people's rights in the credit reporting system.
NEDAP trains NYS judges on foreclosure law and subprime lending issues, at Judicial Training Institute.
City Limits article, "National Bank Crisis Echoes on Local Streets," quotes NEDAP on the impact of bank branch closings on communities.
Gotham Gazette article, "Home Shops: 'One Stop' on the Road to Foreclosure," cites NEDAP on one-stop shops and property-flipping schemes in the subprime lending mortgage market.
NEDAP discusses foreclosure issues and homeowner's rights on WVOX radio program, Arlene McLaren Show.
NEDAP presents on upcoming NYC Lien Sale, at Building Block Grant Awards.
NEDAP testifies at public hearing on New York's Banking Development District (BDD) program, on ways to improve the program and ensure that participating financial institutions meet community financial services needs.
NEDAP presents at Foreclosure Prevention Forum in Flatbush, Brooklyn, sponsored by NYC Council Member Mathieu Eugene.
NEDAP co-leads all-day capacity-building training on foreclosure prevention, for counselors and legal services advocates, in conjunction with the Center for NYC Neighborhoods.
Bloomberg.com article, "Minorities Didn't Pay Higher Subprime Rates, Fed Study Shows," quotes
NEDAP on discrimination in the mortgage market.
NEDAP leads workshop on immigrants' rights in banking and credit, for Queens Community House English as a Second Language (ESL) students.
NEDAP trains NYS judges on foreclosure law and subprime lending issues, at Judicial Training Institute.
March 2009:
NEDAP presents on panel at Brooklyn Law School, "Facing Foreclosure: Defending Against the Foreclosure Crisis in Brooklyn Communities of Color."
NEDAP submits comment letter to the Federal Reserve Board, calling for rules to prohibit abusive overdraft practices.
NEDAP conducts training on immigrants' rights and options in the banking system, for parents at Children's Aid Society's East Harlem Head Start program.
NEDAP hosts Brown Bag lunch discussion, "An Overview of the Obama Administration's Foreclosure Prevention Plan: Making Home Affordable."
NEDAP co-hosts forum on Tax Issues for Immigrant Workers, with IRS, NYS Dept. of Taxation, and Social Security Administration.
NEDAP holds Consumer Law Clinic in East Harlem, providing legal advice on debt collection and credit report issues to members of Little Sisters of the Assumption and other community groups working with Qualitas of Life Foundation.
NEDAP conducts capacity-building training on debt collection basics, for foreclosure prevention counselors and legal services advocates, in collaboration with NHS of NYC.
NEDAP interviewed on Bronx News 12 about the impact of WaMu bank branch closures on Bronx neighborhoods and residents.
NEDAP presents workshop on immigrants' rights in banking, at YMCA New Americans Welcome Center in Brooklyn.
Afro-Netizen quotes NEDAP in article, "It's Not Money Like Magic: Magic Johnson pitches for predator Jackson Hewitt," on refund anticipation loans and their affect on low-income communities.
Gotham Gazette article, "How to Fight an International Landlord," refers to NEDAP's legal representation of tenants in lawsuit against private equity firm.
Crain's New York Business article, "Bank-starved Bronx to get hungrier still," cites NEDAP on the lack of banking institutions in the Bronx.
NEDAP conducts workshop on predatory lending and real estate fraud, for first-time homebuyers, at Margert Community Corp. in Far Rockaway, Queens.
NEDAP trains Asociacion Tepeyac's staff on foreclosure prevention issues.
The Queens Times article, "Mortgage Scams on the Rise, Targeting New Yorkers," cites NEDAP.
NEDAP speaks about the foreclosure crisis - how we got here, and where do we go from here - at NYS Coalition for Excellence in Homeownership Education forum.
New York Law Journal article, "Foreclosure Conferences Get Off to Modest Start," cites NEDAP.
Associated Press article, "Councilman warns of foreclosure scams," cites NEDAP.
NEDAP joins New Yorkers for Responsible Lending (NYRL) event to unveil coalition's 2009 policy platform.
NEDAP discusses Pres. Obama's foreclosure mitigation plan on WNYC radio. Click here to listen.
NEDAP presents on foreclosure law and subprime lending issues for NYS Judicial Institute's Legal Update Program.
NEDAP presents on foreclosure prevention basics, at training for Long Island attorneys and loan counselors.
NEDAP speaks on panel on foreclosure issues, as part of Public Affairs Week at Baruch College-School of Public Affairs.
February 2009:
NEDAP conducts Foreclosure Prevention Seminar, in conjunction with the Legal Symposium Action Network, at the Downtown Learning Center in Brooklyn.
NEDAP conducts capacity-building training, "Effective Strategies for Foreclosure Prevention Community Education and Outreach," for counselors and legal services advocates.
NEDAP presents on the impact of the foreclosure crisis on the Bronx, at Bronx Community Board 5.
NEDAP presents on the foreclosure crisis and its impact on Brooklyn neighborhoods and seniors, at forum sponsored by Brooklyn Interagency Council of the Aging, Inc.
NEDAP testifies at NYC Council hearing on the debt buying industry. Read testimony. Read press statement.
NEDAP presents on immigrants' banking rights and options, at Immigrant Entrepreneurship Forum sponsored by International Center NY.
NEDAP speaks on panel, "Tools for Surviving the Recession," at Asset Building Symposium presented by Coalition for the Improvement of Bedford-Stuyvesant (CIBS).
NEDAP discusses Obama Administration's new foreclosure prevention plan, on WWRL Morning Show with Errol Louis and on Democracy Now!
YourNabe.com article, "Banks' foreclosure freeze may help SE Qns. debtors," cites NEDAP on foreclosure patterns in Queens.
Crain's New York Business cites NEDAP in "Temporary halt for foreclosures urged for New York."
BBC World News Service interviews NEDAP on Obama Administration's new Foreclosure Prevention Plan.
NEDAP appears on GRITtv with Laura Flanders, "Will You Be Able to Keep Your Home?," on Obama Administration's new Foreclosure Prevention Plan.
NEDAP conducts training for parents at IS 237, in Flushing, Queens, on immigrant banking issues.
NEDAP conducts training for Hellenic-American Neighborhood Action Committee (HANAC), on immigrants' banking rights.
NEDAP presents to members of Sí Se Puede/Yes We Can worker cooperative in Sunset Park, on banking and tax issues for immigrants.
NEDAP presents on foreclosure issues and their impact on seniors, at Queens Interagency Council on Aging forum.
NEDAP conducts workshop on foreclosure prevention issues, at YKASEC (now the MinKwon Center for Community Action).
NEDAP conducts Continuing Legal Education training on debt collection issues, at Legal Services-NYC.
NEDAP discusses rent-to-own stores, on FOX Business News segment.
NEDAP conducts training session on budgeting, savings and tax issues, for immigrant workers in Riverhead, Long Island, in partnership with North Fork Spanish Apostolate.
January 2009:
NEDAP presents on foreclosure prevention issues at community forum sponsored by NYC Council Member Thomas White, in Queens, NY.
NEDAP speaks about the Earned Income Tax Credit, tax refund anticipation loans and related matters, on WBAI-radio show, You & Your Money. Click here to listen.
NEDAP trains Community Service Society's Financial Coaching Corps on how to identify and avoid abusive financial services and lending practices.
NEDAP speaks to Columbia Law students about NEDAP's public interest law initiatives.
YourNabe.com article, "Boro group to host senior lending forum,"quotes NEDAP on foreclosures and their impact on seniors.
NEDAP talks about credit cards and debt collection, on Brian Lehrer Live, on CUNY-TV.
NEDAP leads training, "Effective Strategies for Foreclosure Prevention Education and Outreach," for groups working with the Center for NYC Neighborhoods.
NEDAP presents on new NYS foreclosure prevention law and mandatory settlement conferences, at Cypress Hills LDC workshop for homeowners.
NEDAP conducts workshop in Sunset Park, Brooklyn, on immigrants' banking rights and avoiding financial scams.
NEDAP trains attorneys on foreclosure law and subprime lending issues, at New York County Lawyers Association.
NEDAP testifies at NYC Council hearing, on the rent-to-own industry. Read testimony.
NEDAP trains Community Service Society's Financial Coaching Corps on Budgeting and Savings.
NEDAP conducts banking basics workshop, in Spanish, for immigrant workers in Riverhead, Long Island, in partnership with North Fork Spanish Apostolate.
NEDAP presents on Foreclosure Prevention & Responsible Lending Act and Mandatory Settlement Conferences at Bronx Borough Board and NYC Comptroller's Office.
NEDAP trains Community Service Society's Financial Coaching Corps, on debt collection issues.
NEDAP trains housing developers in San Juan, Puerto Rico, on the federal Fair Housing Act.
NEDAP conducts training sessions for Community Service Society's Financial Coaching Corps, on basics of credit and credit reports.
NEDAP speaks on panel at the City Bar Center for CLE, "Use of Data, Information& Credit Reports in Housing Court."
NEDAP introduces training series for Community Service Society's Financial Coaching Corps, with session on banking basics.
NEDAP conducts presentation on homeownership and foreclosure issues, for the New York Citizens Committee on Aging.
YourNabe.com article, "Hope on the Horizon," cites NEDAP on the foreclosure crisis and its impact on Queens residents.
NEDAP trains NYS judges on foreclosure law and subprime lending issues at Judicial Training Institute.
NEDAP joins press release issued by state and national allies, decrying use of TARP funds to support Santa Barbara Bank &Trust's making of abusive tax refund anticipation loans (RALs).
December 2008:
NEDAP testifies at Office of Thrift Supervision hearing on Republic Bank & Trust's application for a federal thrift charter and the bank's refund anticipation lending business. Read testimony.
NEDAP conducts presentation on predatory mortgage lending and averting foreclosure at JPAC for Older Adults.
NEDAP hosts a Brown Bag lunch discussion: "Who Regulates Whom? An Overview of Financial Services Regulators," with guest speaker Deborah Goldberg.
NEDAP speaks on a panel at the Women's City Club of New York, "The Foreclosure Crisis: Impact on NYC Neighborhoods."
NEDAP trains court personnel on foreclosure law, at the NYS Judicial Institute.
NEDAP's Consumer Law Clinic provides legal advice on debt collection and credit report issues to members of Women in Prison Project, ReConnect, a leadership training program for women who have recently returned from prison or jail.
NEDAP trains court personnel on foreclosure law at NYS Judicial Institute.
NEDAP presents at the New York Women's Foundation forum, "The Impact of the Foreclosure Crisis on Women and Families."
NEDAP serves on a panel, "Local Effects of the Foreclosure Crisis in NYC," sponsored by Women in Housing & Finance-NY.
NEDAP testifies at the NYS Assembly Standing Committee on Consumer Affairs & Protection and Committee on Aging, on senior scams.
NEDAP testifies at a NYS Assembly hearing on NY's then recently-enacted Responsible Lending Act.
NEDAP conducts a workshop on credit and credit report issues, for Flatbush Development Corporation.
NEDAP is featured in a UPN9 News segment, Mortgage Bank Starts Over, with reporter Barbara Nevins Taylor.
New York Lawyers for the Public Interest presents the Felix Fishman Award to NEDAP co-director Sarah Ludwig, for her "extraordinary advocacy on behalf of low income communities."
NEDAP conducts a workshop on credit basics and credit report issues for Women in Prison Project, ReConnect, a leadership training program for women who have recently returned from prison or jail.
The New York Times prints a letter to the editor from NEDAP co-directors, on the taxpayers' bailout of Citigroup.
BBC article, "Foreclosure Sales on Rise in the US," quotes NEDAP on need for federal government action to help distressed homeowners.
NEDAP presents on how to integrate financial literacy and justice topics into ESL curricula, at CUNY Language Immersion Program conference.
November 2008:
NEDAP appears on Fox 5 News segment, "Dollars and Sense: Credit Card Shopping."
NEDAP presents on immigrant banking rights at workshop sponsored by Center for the Integration & Advancement of New Americans and HANAC Adult Literacy Program, in Astoria, Queens.
Norwood News article, "Will Scarce Bronx Banks Become Scarcer?," cites NEDAP on bank mergers and the closing of bank branches.
NEDAP conducts training in Spanish on immigrant banking rights at New Immigrant Community Empowerment, in Jackson Heights, Queens.
NEDAP speaks about bailout and loan modification plans announced by GSEs and banks, in context of NYC foreclosure crisis, on The Communique - WNYE-91.5 FM.
NEDAP trains credit unions at "Tools to Serve the Immigrant Market" workshop, on how to ensure immigrants' equal access to credit union services, and justice-based approaches to financial education.
NEDAP presents at "Get the Facts on Foreclosure" forum organized by Queen Community House and Chhaya CDC in Corona, Queens.
NEDAP appears on Ch. 2-CBS News segment, "Many Banks Taking Tough Times Out On Its Customers."
NEDAP serves as featured speaker in live webcast on Fair Housing: "After the Bailout: An Update on Predatory Lending," sponsored by NYS Division of Human Rights and HUD.
K-ROCK Radio Magazine features NEDAP interview on financial justice issues, as part of K-ROCK's annual Hungerthon fundraiser for World Hunger Year.
Daily News article by Juan Gonzalez, "Mr. Bush, come tell the ghosts in Queens your financial plan,"
quotes NEDAP.
NEDAP presents on The Municapl Arts Society's Planning Center panel discussion, "Foreclosed: How Will New York's Neighborhoods Recover?"
NEDAP conducts workshop for first-time homebuyers at Margert Community Corp. in Far Rockaway, Queens.
Village Voice article, "Wall Streetwalkers: The Sleazy Lehman Brothers Subsidiary," quotes NEDAP.
October 2008:
NEDAP conducts workshop in Spanish on credit basics and debt collection issues, at West Side Campaign Against Hunger.
Daily News article,"Minorities hit hard in mortgage crunch," ,"quotes NEDAP.
NEDAP speaks on WNYC's The Brian Lehrer Show, on "The Homefront" segment, as part of "30 Issues in 30 Days" series. Click here to listen.
NEDAP conducts workshop in Spanish on immigrant banking rights, at the West Side Campaign Against Hunger.
NEDAP speaks on WBAI's Wake Up Call about fringe and predatory credit and debt collection practices that target lower income people and communities of color.
NEDAP discusses Wall Street bailout, NYS' new foreclosure prevention law and more, with Esther Kaplan and Marilyn Neimark, on WBAI-radio's Beyond the Pale.
NEDAP speaks about foreclosures and the federal bailout of Wall Street, on the BBC Caribbean News; Behind the News, on WBAI; and Channel 9 News.
NEDAP speaks about the foreclosure crisis and its impact on immigrant communities, on Televisa.
NEDAP conducts workshop in Spanish on credit reports and repair, in partnership with the New Americans Program at Queens Public Library, in Jackson Heights.
NEDAP conducts workshop on budgeting, savings, and protecting assets for the Center for Independence of the Disabled of NY.
NEDAP joins panel on GRIT-TV. Click here to watch.
NEDAP participates in press event with U.S. Sen. Hillary Clinton on need for comprehensive federal plan to address needs of homeowners and communities harmed by foreclosure crisis.
Staten Island Advance article, "Island Leads City in Rate of Foreclosures, Data Firm Says," quotes NEDAP.
September 2008:
NEDAP conducts workshop in Spanish on immigrant banking rights, in partnership with the New Americans Program at Queens Public Library, in Jackson Heights.
The Real Deal article, "Mortgage servicers sucking loans dry?," cites NEDAP on servicers' lack of cooperation to enter into loan modifications that are affordable for borrowers.
NEDAP conducts training for prospective homeowners at Margert Community Corporation in Far Rockaway, Queens, alerting them to predatory lending and real estate practices targeting first-time homebuyers.
NEDAP featured on Channel 11/WPIX news segment on proposed federal bailout, "Economic Bailout: What is $700 Billion Worth?"
NEDAP speaks at press event organized by Common Cause-NY, on Administration's proposal to bail out Wall Street. Read press release.
Juan Gonzalez's Daily News column cites NEDAP regarding Administration's proposal to bail out Wall Street.
NEDAP's maps featured in PBS segment on foreclosures in NYC.
NEDAP co-leads all-day training for foreclosure prevention counseling and legal services organizations, in conjunction with the Center for NYC Neighborhoods.
NEDAP conducts workshop on credit reports and repair issues, for the Center for the Independence of the Disabled, New York.
Village Voice article, "Fighting Foreclosure: Subprime Borrowers Battle (and Beat) Lenders," cites NEDAP on NYS courts' recent efforts to provide homeowners facing foreclosure with legal advice and representation.
NEDAP submits hearing request to the Office of Thrift Supervision on Republic Bank and Trust Company's application for a change of charter.
August 2008:
Newsday.com article, "Fannie, Freddie pull out of New York subprime market," cites NEDAP.
NEDAP conducts training, "Defending Mortgage Foreclosures," for NYS Supreme Court Judges at the 2008 Summer Judicial Seminars.
NEDAP conducts workshop on credit basics, for the Center for the Independence of the Disabled, New York.
NEDAP appears on radio show, You and Your Money, on WBAI-99.5 FM.
NEDAP cited in "On Language" column, A sub subprime language glossary for the mortgage scandal, in Sunday New York Times Magazine.
Gannett News Service article, Mortgage company balks at N.Y. loans, cites NEDAP on Freddie Mac's response to NY's new responsible lending law.
Article in Crain'sNY Business.com, Paterson defends new mortgage law, quotes NEDAP on Freddie Mac's response to NY's new responsible lending law.
NEDAP conducts workshop for Prep for Prep alumni entering their senior year of college, on banking, budgeting and credit basics.
Newsweek article, The Predator's Ball, cites NEDAP on Freddie Mac and Fannie Mae's efforts to defeat responsible lending legislation.
NEDAP presents on financial justice issues at Reciprocity Foundation's monthly speaker series.
El Diario op-ed, Limited lifeline for stressed homeowners, lauds NEDAP's new NYC Foreclosure Prevention Gap Loan Program.
NEDAP submits comments to Federal Reserve Board on proposed rules to curb abusive credit card and overdraft protection practices. Click here for NEDAP's comments. Click here for comments NEDAP submitted jointly with 14 other NY-based groups.
NEDAP submits written testimony to NYC Department of Consumer Affairs, on process server practices that harm low income New Yorkers and deprive them of due process.
Article in LoHud.com, Home foreclosures, mortgage fraud on the rise in New York, cites NEDAP.
July 2008:
NEDAP issues Financial Justice Alert on major reforms to credit card and overdraft regulation, proposed by the Federal Reserve Board, Office of Thrift Supervision and National Credit Union Administration.
Article in Crain's New York Business, S.I. foreclosures nearly double in 2Q, cites NEDAP.
NEDAP conducts workshop on Banking Basics, for the Center for Independence of the Disabled, New York.
NEDAP conducts workshop in Spanish on real estate and mortgage scams that target first-time homebuyers, at the Jackson Heights Branch of the Queens Public Library.
NEDAP speaks with Habitat for Humanity homeowners about protecting their assets and avoiding high-cost lenders.
Article in Newsday.com, Accountability to stem housing slide, foreclosures, cites NEDAP on new federal and state foreclosure bills.
NEDAP appears on GRITtv with Laura Flanders, The Risky Borrower Myth: How the Subprime Crisis Happened, aired on Free Speech TV.
Article in American Banker, More Uniformity Sought for Debtor Garnishment, cites NEDAP regarding the ability of the new exempt income protection law to aid both consumers and banks.
NEDAP speaks at Financial Education Network forum, "Helping New Yorkers Deal with Debt Collectors," sponsored by the NYC Department of Consumer Affairs' Office of Financial Empowerment.
Buffalo News article, State Legislature passes bill giving pensioners better shield from creditors, cites NEDAP on new exempt income protection law.
June 2008:
NEDAP conducts workshop on credit reports, for World Hunger Year (WHY) staff.
NEDAP speaks on panel, Hurdles to the Middle: Race and the American Dream, hosted by Demos.
NEDAP issues press statement lauding NYS Legislature for passing bill to prevent abusive debt collection practices.
NEDAP appears on Public News Service radio segment, "Hedge Managers in Cuffs, Home Prices Plunging - What Next?," aired on radio stations throughout NYS and nationally.
NEDAP conducts workshops, in English and Spanish, on credit basics, credit cards, and the credit system for University Neighborhood Housing Program in the Northwest Bronx.
NEDAP leads session on real estate and mortgage scams that targets first-time homebuyers and existing homeowners, at "Welcome Home Brooklyn" Housing Fair.
New York Times news analysis, In Confronting the Foreclosure Crisis, a Bill Strikes a Balance, cites NEDAP on proposed NYS subprime lending legislation.
NEDAP issues press statement on Gov. Paterson's agreement with the NYS Legislature to pass subprime lending legislation.
NEDAP conducts workshop on banking basics and credit for women inmates at Taconic Correctional Facility, in New Bedford, NY.
NEDAP conducts workshops, in English and Spanish, on banking basics and community reinvestment for University Neighborhood Housing Program in the Northwest Bronx.
ABC-News segment, "Judge steps in over interest rates," features interview with NEDAP on Staten Island credit card case and the lack of regulation of credit card interest rates.
NEDAP testifies at public hearing before NYC Department of Consumer Affairs, on steps DCA should take to curb abuses in the process server industry that can have dire consequences for low-income New Yorkers subject to debt collection lawsuits.
NEDAP presents at the 5th Latino Credit Union Conference in Dallas, TX, on immigrants' banking rights and policy issues affecting low income and undocumented immigrants.
NEDAP conducts training on credit reports and repair for attendees at a Cypress Hills Local Development Corporation Homeowner Fair.
NEDAP trains members and staff of Dwa Fanm, a domestic violence organization for Haitian women, on consumer rights in the debt collection process.
Article in Albany Times Union, Lawmakers wrangle over foreclosure proposals, cites NEDAP on legislative proposals to ensure responsible lending in New York.
NEDAP trains HUD Regional Managers, in session on "Creating Solutions to The Housing Crisis."
Article in Crain's New York Business, Banks Act to Rework Mortgages, cites NEDAP regarding the need for mortgage servicers to enter into loan modifications that are affordable for borrowers over the long term.
NEDAP leads session on the foreclosure crisis and its implications for Brooklyn neighborhoods, at We Are All Brooklyn's "Breakfast Forum on Housing in Brooklyn."
Article in Daily News, Wanted: State's Mr. Fixit, cites NEDAP on the need for the New York State Legislature to pass responsible lending legislature before the end of the legislative session.
NEDAP speaks about foreclosure crisis to representatives of federal thrifts and their regulators, at Office of Thrift Supervision Director's Forum.
Article in The Real Deal, Taking one-stop shops to court, cites NEDAP regarding fraudulent property sales.
Article in The Real Deal , For banks, foreclosed homes pile up, cites NEDAP regarding the need for mortgage servicers to modify mortgages rather than to foreclose.
May 2008:
Article in LoHud.com, With foreclosures on the rise, state remains without a remedy, cites NEDAP regarding the need for state legislation to address abusive subprime lending and foreclosures in New York.
NEDAP leads training on "The Subprime Mortgage Meltdown" for 35 attorneys at Suffolk County Bar Association.
NEDAP presents its research on subprime lending and foreclosures in New York City and participates in panel discussion, at legislative and community briefing, "Unraveling the Myths of the Foreclosure Crisis: It Hits Closer to Home Than You Think," sponsored by the Empire Justice Center, in Albany.
NEDAP participates in New Yorkers for Responsible Lending press event, in Albany, calling on the governor and state legislature to pass responsible lending legislation before the session ends in June.
NEDAP leads two workshops for high school seniors at the Bushwick School for Social Justice, on credit, credit cards, and student loans. Brooklyn Cooperative Federal Credit Union sponsored the sessions.
NEDAP holds second session of its 11th Community Reinvestment Workshop Series, "Strategies for Foreclosure Prevention."
NEDAP trains senior compliance examiners with the Federal Reserve System, on overdraft loans, in Dallas, TX.
Democrat and Chronicle article, New York Senate considers bill to reduce foreclosures, cites NEDAP director on the need for legislative efforts in New York State to address the subprime and foreclosure crises.
NEDAP leads Practicing Law Institute training for 290 attorneys, "Defending Mortgage Foreclosures."
Fox News 23 article, Senate committee hears about foreclosures and subprime lending, cites NEDAP on Gov. Paterson's Program Bill to address foreclosures and subprime lending in New York.
NEDAP co-directors testify before NYS Senate Banks Committee, in Albany, on Gov. Paterson's subprime program bill.
Crain's New York Business article, Foreclosure fight moves to NY Senate, cites NEDAP on legislative efforts in New York State to address the subprime and foreclosure crises.
NEDAP conducts predatory lending and foreclosure prevention workshop at a homeowner resource fair sponsored by Northwest Bronx Community & Clergy Coalition (NWBCCC) and Popham Gardens Homeowners Association.
NEDAP kicks off its 11th Community Reinvestment Workshop Series with first session, "Mechanics of a Foreclosure," on the foreclosure process in New York State.
Our Time Press article, Mortgage Meltdown is Déjà Vu All Over Again, highlights NEDAP's Consumer Law Project.
Gotham Gazette article, Can New York Avoid a Foreclosure Crisis?, cites NEDAP on steps that New York State must take to address the foreclosure and subprime lending crises.
NEDAP and nine other members of the NYC Anti-Predatory Lending Task Force submit comments to Federal Reserve Board, regarding Bank of America's proposed acquisition of Countrywide.
Staten Island Advance article, Staten Island property records remain informational 'black hole,' cites NEDAP on efforts to include Staten Island properties on the Finance Department's Automated City Register Integrated System (ACRIS).
NEDAP co-director serves on Echoing Green Alumni panel, offering guidance to finalists for the Echoing Green fellowship.
NEDAP conducts foreclosure prevention workshop for homeowners hosted by the Department of Housing Preservation and Development (HPD) at the Jamaica Market Harvest Room in Jamaica, Queens.
April 2008:
NEDAP leads workshop on immigrants' banking rights, in English and Spanish, at the New Americans Welcome Center, Prospect Park YMCA.
NEDAP delivers testimony to Federal Reserve Board at hearing in Los Angeles on Bank of America's proposed acquisition of Countrywide.
NEDAP wraps up financial education workshop series, taught in Spanish to immigrant families at Little Sisters of the Assumption Family Health Center in East Harlem.
NEDAP conducts foreclosure prevention workshops for homeowners, in Spanish and English, at Our Lady of Perpetual Help and St. Barbara R.C. Churches, in S. Ozone Park, Queens, and Bushwick, Brooklyn, in partnership with Catholic Charities of Brooklyn & Queens.
The Indypendent article, Facing Foreclosure: Brooklyn Retiree on Verge of Losing Home as Subprime Lenders Target Cash-Poor Black Seniors, cites NEDAP on the impact of the foreclosure and subprime lending crises on neighborhoods of color.
El Diario article, Peligra casa por papeles falsos, cites NEDAP on the impact of subprime lending and foreclosures on NYC immigrant communities.
NEDAP presents on two panels on fair lending at conference sponsored by Columbia Black Law Students Association, "The 40th Anniversary of the Fair Housing Act: Continuing Housing Inequality and Ideas for Change."
NEDAP presents on identity theft and financial scams that target seniors, at the Jamaica Services for Older Adults "Crime Victims Rights" event in Jamaica, Queens.
NEDAP gives plenary lecture at Rockland County Human Rights Commission's conference, "Effects of Sub-Prime Mortgage Crisis," in commemoration of the 40th Anniversary of the Fair Housing Act.
The Deal Reporter article, Countrywide/Bank of America: Advocacy groups not opposed to merger, just want policy changes, leaders say, cites NEDAP's co-director on the proposed Bank of America and Countrywide merger.
NEDAP conducts workshop on predatory mortgage lending, subprime lending and foreclosure prevention, for staff members of Common Law.
NEDAP and NYC Immigrant Financial Justice Network present conference, Promoting Financial Justice for Immigrant New Yorkers, highlighting the impact of subprime lending and foreclosures on NYC immigrant communities.
NEDAP presents on financial literacy and justice issues to member of the Hispanic AIDS Forum in Woodside, Queens.
NEDAP discusses foreclosures and market regulation on New York Public Radio, on the Leonard Lopate Show. Click here to listen.
NEDAP talks about subprime lending and the foreclosure crisis in NYC, on WWRL 1600 AM.
Guardian UK article, Troubled US homeowners fall prey to 'rescue' scams, cites NEDAP's co-director on foreclosure rescue scams, or fraudulent offers for help to distressed homeowners in foreclosure.
NEDAP launches financial education workshop series for immigrant families at Little Sisters of the Assumption Family Health Center in East Harlem, in collaboration with Qualitas of Life Foundation.
NEDAP conducts workshop on credit report issues for Women in Prison Project, ReConnect, a leadership training program for women who have recently returned from prison or jail.
NEDAP submits Comment Letter to the Federal Reserve Board on proposed revisions to Regulation Z regarding unfair and deceptive mortgage lending practices.
Daily News article, "Justice on side of loan victims," cites NEDAP's co-director on real estate and mortgage scams that target first-time homebuyers and existing homeowners.
NEDAP trains immigrant workers in Riverhead, LI, on their banking rights and options, in partnership with North Fork Spanish Apostolate.
NEDAP conducts two training sessions for parishioners of St. Therese of Lisieux R.C. Church in Brooklyn, on subprime lending and foreclosure prevention, in collaboration with Catholic Charities of Brooklyn & Queens.
NEDAP submits comment letter urging the IRS to proceed with its proposed rulemaking to prohibit tax preparers from sharing taxpayers' tax return information in order to sell them refund anticipation loans (RALs).
March 2008:
NEDAP conducts two training sessions for parishioners of St. Leo R.C. Church in Corona, Queens, on subprime lending and foreclosure prevention issues, in collaboration with Catholic Charities of Brooklyn & Queens.
NEDAP's video project, On The Money with NEDAP, receives an award from Manhattan Neighborhood Network (MNN) for "Best Training and Advocacy" of the 2007 MNN Community Media grantees.
This Old House article, "11 Tips for Avoiding Foreclosure," cites NEDAP's co-director on strategies that homeowners in distress can take to avoid foreclosure.
NEDAP briefs members of the Statewide Senior Action Council on state legislative campaigns.
Brooklyn Rail article, "Subprime Crimes From Wall Street to Brooklyn and Beyond," cites NEDAP's co-director on the impact of the foreclosure and subprime lending crises on Brooklyn neighborhoods.
NEDAP conducts two workshops on predatory lending and foreclosure prevention at the Holy Family R.C Church in Brooklyn, in collaboration with Catholic Charities of Brooklyn and Queens.
Associated Press article, "Report: Minorities Hit by Foreclosures," cites NEDAP research from recently-released multi-state report.
NEDAP and partners release new multi-state report documenting the targeting of communities of color by High-Risk Subprime lenders.
NEDAP's co-director is interviewed on a WNYC Morning Edition segment on legislative efforts in New York State to address the subprime and foreclosure crises.
New York Times article, "Spitzer to Present a Plan to Reduce Foreclosures," cites NEDAP's co-director on Governor Spitzer's responsible lending legislation introduced today.
February 2008:
NEDAP presents on financial security issues facing immigrant women and survivors of domestic violence, at Fordham Law School's 12th Annual Domestic Violence Conference.
Queens Courier article, "Churches host foreclosure workshops" describes NEDAP's collaboration with Catholic Charities to present a series of workshops on predatory lending and foreclosure prevention at churches throughout Brooklyn and Queens.
NEDAP partners with Catholic Charities to present a series of workshops on predatory lending and foreclosure prevention at churches throughout Brooklyn and Queens. The first workshops were held at St. Catherine of Sienna in St. Albans, Queens, and St. Fortunata in East New York, Brooklyn.
NEDAP participates in "Operation Protect Your Home," an event in the Bronx on predatory mortgage lending and averting foreclosure.
NEDAP trains Queens Borough President's Immigration Task Force members on subprime lending and foreclosures in NYC immigrant communities.
NEDAP and South Brooklyn Legal Services conduct homeowner information session on predatory lending and foreclosures at Asociación Tepeyac de Nueva York.
Reuters article, "Groups try school to stem foreclosures," cites NEDAP's co-director on the lack of counseling and legal services available to homeowners in distress.
NEDAP trains Habitat for Humanity staff on abusive consumer finance and mortgage lending practices in low income communities.
NEDAP's co-director addresses law students as a featured speaker at NYU Law School's Leaders in Public Interest Series.
NEDAP testifies at Congressional hearing, "Effects of the Subprime Mortgage Crisis in New York City and Efforts to Help Struggling Homeowners."
New York Times webblog article, "Subprime Crisis Festers in New York," cites NEDAP's testimony at Congressional hearing on mortgage crisis, as well as NEDAP's research and maps.
Reuters article, "Urban Renewal on 'to do' list of next U.S. leader," cites NEDAP's co-director on the devastating effects of subprime and predatory lending in low-income neighborhoods and communities of color.
NEDAP speaks on panel about predatory lending and avoiding foreclosure, at NYC Comptroller Thompson's Consumer Banking Conference at York College in Jamaica, Queens.
Staten Island Advance article, "Bad credit? Be wary of quick fixes," cites NEDAP's staff attorney on predatory credit repair companies.
NEDAP conducts training for prospective homeowners at Margert Community Corporation in Far Rockaway, Queens, alerting them to predatory lending and real estate practices targeting first-time homebuyers.
Two articles report on NEDAP and national allies' call for investigations on the Bank of America and Countrywide proposed merger: "State Groups Ask Congress to Investigate BofA and Countrywide Merger" (Fox Business News) and "Groups seek congressional hearings on Countrywide" (Reuters).
January 2008:
NEDAP presents workshop at Make the Road New York in Jackson Heights on Individual Taxpayer Identification Numbers (ITINs) and tax issues for immigrant workers.
NEDAP presents on abusive mortgage lending and real estate scams at the Jamaica Service Program for Older Adults.
NEDAP conducts a workshop on abusive mortgage lending and real estate scams for congregants of St. David's Episcopal Church in Cambria Heights, Queens.
NEDAP's co-director is interviewed on Behind the News, the WBAI show hosted by Doug Henwood, and details abuses in the subprime lending industry targeted at neighborhoods of color.
NEDAP trains members of Dwa Fanm, a human rights organization committed to empowering Haitian immigrant women, on immigrants' banking rights.
NEDAP conducts a workshop on credit reports for members of Women-In-Need, which assists women who are homeless and disadvantaged.
NEDAP speaks on panel, LOCKED OUT: How Will NYC's Neighborhoods Recover from the Mortgage Crisis?, presented by the Center for NYC Affairs at the Milano The New School for Management and Urban Policy.
NEDAP co-director offers response to Mayor Bloomberg's State of the City Address, in this week's City Limits.
NEDAP cited in Daily News article, House Flipping Scammers Continue Swindling New York Homebuyers.
NEDAP's research on tax refund loans is cited in New York Times article, "State Makes Bid to End Costly Tax-Refund Loans."
NEDAP participates in first meeting of the NYS Blue Ribbon Commission on the Modernization of Financial Services, convened by Gov. Eliot Spitzer.
NEDAP appears on BBC radio, on segment concerning the subprime lending crisis in the U.S.
NEDAP conducts workshop on credit issues and credit reports for members of the College and Community Fellowship, which assists women returning to their communities from prison.
NEDAP conducts a workshop in Spanish on predatory mortgage lending for members of Asociación Tepeyac de Nueva York, a group dedicated to promoting the social welfare and human rights of Latino immigrants.
NEDAP presents on abusive mortgage lending and real estate scams at a homeowner forum sponsored by the East 58th St. United Block Association of Brooklyn.
NEDAP quoted in Daily News column on the Governor's State of the State address, "Gov's Plan Is One to Bet On."
NEDAP issues statement on Gov. Spitzer's State of the State address, regarding subprime lending and foreclosures crises.
NEDAP leads discussion on the impact of subprime lending and foreclosures on Bronx neighborhoods, with Fordham Leadership High School seniors who manage the school's in-house bank branch.
Crain's New York Business cites NEDAP's foreclosure statistics in article on December 23, "Credit crisis takes heavy toll."
NEDAP conducts workshop on immigrant banking rights for members of Dwa Fanm, a human rights organization committed to empowering Haitian immigrant women on December 19.
NEDAP presents at foreclosure prevention workshop sponsored by Queens Assemblymember Michele Titus in South Ozone Park on December 18.
NEDAP discusses the Federal Reserve Board's newly proposed subprime loan consumer protections on December 18 on WBAI's Talk Back!
NEDAP speaks at anti-foreclosure rally held in St. Luke's Cathedral on December 18 in Laurelton Queens, organized by Councilmember James Sanders, Jr. and the Rev. Jesse Jackson.
Metro NY quotes NEDAP in article about the Subprime Lending and Foreclosure Summit held by federal regulators in collaboration with HPD on December 13.
NY1 interviews NEDAP on December 10 for story on President Bush's agreement with the mortgage industry to freeze certain subprime mortgage interest rates.
Le Monde article on President Bush's proposal to freeze subprime mortgage interest rates cites NEDAP co-director on December 8.
NEDAP issues statement on Bush-Paulson subprime plan on December 7. Click here to view statement.
BBC's Wake Up to Money on December 6 features interview with NEDAP co-director on the Bush proposal to freeze subprime mortgage rates.
WNYC features NEDAP in a story about the launching of the Center for NYC Neighborhoods on December 6.
NEDAP speaks at City Hall press conference announcing the Center for NYC Neighborhoods on, a comprehensive city-wide foreclosure prevention initiative. Click here for press release and here for video link from December 5.
Josh Zinner, long-time director of the Foreclosure Prevention Project at South Brooklyn Legal Services, joins NEDAP staff on December 5!
NEDAP comments on U.S. Treasury's reported plan to freeze introductory rates on resetting mortgages, on NPR Marketplace on November 30.
NEDAP appears on Democracy Now! on November 29 to discuss the recent "Home for the Holidays" action on Wall Street, in which NEDAP and allies called on the nation's largest investment firms to redirect their year-end bonuses into a loan fund for homeowners facing foreclosure.
NEDAP conducts in-depth training for microentrepreneurs on November 29 at Brooklyn Economic Development Corporation's LAUNCH program on credit reports and repair.
Six-part radio segment on 1010 WINS radio features NEDAP and its policy prescriptions for addressing the foreclosure crisis in New York and beyond on November 28 and 29.
NEDAP participates in press conference and march on Wall Street, part of the national Home for the Holidays campaign on November 28. See press release for more information.
NEDAP presents at The Financial Clinic's training for new financial coaches, on the history and context of the two-tiered credit system on November 26.
The Canarsie Digest article, "Burned on the interest," cites NEDAP's research on high foreclosures rates in Canarsie, Brooklyn on November 23.
NEDAP testifies at NYC Council hearing on November 20 on the scope of the subprime lending crisis in New York City.
NEDAP trains students of New Immigrant Community Empowerment's ESL and civic literacy program on the current state of the SSA no-match letter requirements and the potential impacts on immigrant workers, as well as on ITINs on November 19 and 20.
NEDAP's co-representation of a group of tenants in a lawsuit against landlord Dawnay, Day Group is reported in"Rent Wars of East Harlem," in the Indypendent November 16.
Yahoo! Finance columnist Laura Rowley quotes NEDAP staff attorney Claudia Wilner on November 15 and details how banks unjustly seize the bank accounts of people with "exempt" fixed incomes in the article, "Unholy Alliance Fleeces Social Security Recipients."
NEDAP's executive director is guest presenter at Harvard Law School, at session for law students on public interest lawyering on November 14.
NEDAP executive director addresses Brooklyn Law School's Property Law Colloquium, on the causes of the foreclosures crisis, as well as remedial and prospective solutions on November 12.
In "N.Y. Banks are abusing the power to seize money," New York Daily News columnist Errol Louis highlights NEDAP's efforts to prevent banks from wrongully freezing the bank accounts of customers with protected income on November 11.
NEDAP leads two sessions at the National Consumer Law Center's annual conference on November 9 and 11, in Washington, DC, "Defending Debt Collection Suits," and "The Geography of Consumer Law: Using Mapping Software to Make Your Case."
NEDAP makes presentation at anti-foreclosure workshop hosted by Delta Sigma Theta sorority and Neighborhood Housing Services (NHS) of East Flatbush on November 10.
El Diario/La Prensa cites NEDAP's immigrant financial justice advocacy in editorial on November 9, "Exposing appraisal fraud."
MarketWatch story on November 8, "N.Y. Governor wants a subprime-bailout fund," quotes NEDAP executive director and cites her participation in a press conference announcing anti-foreclosure initiatives by NYS Governor Eliot Spitzer.
Brooklyn Daily Eagle article on November 8, "Council Calls for Changes to End Harmful Lending Practices, Stop Rash of Foreclosures," cites NEDAP's foreclosure research.
NEDAP trains participants of the Young Teachers Initiative program on November 3 at New Immigrant Community Empowerment on the current state of the SSA no-match letter requirements and the potential impacts on immigrant workers.
NEDAP participates in a homeowner forum hosted by State Senator Velmanette Montgomery at the Cornerstone Baptist Church in Bedford-Stuyvesant, Brooklyn November 2.
Ithaca Journal article on November 2, "Help urged for N.Y. residents facing foreclosure," features NYRL's November 1st press conference urging Governor Spitzer to establish a foreclosure prevention fund, and quotes NEDAP executive director.
NEDAP speaks on November 1 at a New Yorkers for Responsible Lending press conference in Albany, NY, calling on Governor Spitzer to take active measures to stem the statewide foreclosure crisis. See the NYRL page for more information.
NEDAP speaks to clergy about subprime lending and foreclosures, at a forum hosted by U.S. Rep. Gregory W. Meeks in St. Albans, Queens on October 29.
New York Daily News columnist, Errol Louis, cites NEDAP's anti-predatory lending advocacy in his article, "Albany is subpar on subprime" on October 25.
Bloomberg News article on October 24, "Regulators Paved Way for Loan Abuses, Congress Hears," quotes NEDAP executive director as she explains how bank redlining led to subprime lending abuses.
NEDAP executive director is interviewed by James Doran on October 23 in a WNYC Morning Edition segment on New York's foreclosure crisis. NEDAP's maps are also featured in a Brownstoner article that comments on the WNYC story.
New York Daily News article on October 22, "Immigrant groups boycott over transfer fees," quotes NEDAP associate director as she discusses NEDAP's participation in campaign to compel Western Union to lower its remittance fees and exchange rates, and reinvest in immigrant communities.
NEDAP trains prospective homeowners at Margert Community Corp., in Far Rockaway, Queens on October 20, alerting them to predatory lending and real estate practices that target first-time homebuyers.
NEDAP and Legal Services for New York City (LSNY) represent Movement for Justice in El Barrio as they launch innovative legal action against gentrification on October 19. Tenants sue landlord and multi-national corporation for attempts to collect illegal false charges. Click here to view the press release or click here to view more details.
NEDAP joined the Chicago-based Woodstock Institute, the Community Reinvestment Association of North Carolina, and the California Reinvestment Coalition on October 19 in issuing a public statement supporting a proposal by FDIC chairman to freeze so-called "hybrid" mortgages at the introductory rate.
NEDAP joins the staff and board of the California Reinvestment Coalition (CRC) on October 19 in a meeting with Santa Barbara Bank and Trust (SBBT), at the SBBT headquarters in Santa Barbara, California, to press the bank to end its abusive refund anticipation loan (RAL) business.
New York Daily News article, "Albany should get to work on the mortgage meltdown- now," on October 18 cites NEDAP's research on the rise of foreclsoures in New York.
NEDAP conducts a financial justice workshop for Women in Prison Project - ReConnect, a leadership training program for women who have recently returned from prison or jail on October 17.
New York Times article, "Study Finds Disparities in Mortgages by Race," on October 15 quotes NEDAP executive director and cites NEDAP's research.
Legendary journalist, Gabe Pressman, cites NEDAP's foreclosure research and executive director Sarah Ludwig in his WNBC.com blog column on October 15
NEDAP presents on panel and conducts training at all-day event, "The Community Reinvestment Act: Still Relevant at 30?," at the Justice Action Center at New York Law School on October 12.
NEDAP makes presentation on predatory lending practices on October 11 at homebuyer workshop in Laurelton, Queens organized by Council Member James Sanders.
Yahoo! Finance article, "Stacking the Deck Against Consumers," on October 11 cites NEDAP's NYC Financial Justice Hotline and NEDAP staff attorney, Claudia Wilner.
NEDAP's executuve director Sarah Ludwig speaks on panel on October 11 sponsored by Drum Major Insittute, "Preventing Predatory Lending with Minnesota Attorney General Lori Swanson." NEDAP co-director and DMI fellow Mark Winston Griffith introduces the event.
NEDAP collaborates with Brooklyn Cooperative Federal Credit Union and Housing Preservation and Development (HPD) on October 10 to organize a Spanish language town hall on how to avoid predatory lending practices and prevent foreclosure in Bushwick, Brooklyn.
El Diario article on October 10, "Crisis de vivienda será crítica en navidades," cites NEDAP's executive director, Sarah Ludwg, and associate director, Deyanira Del Rio, in reporting on the worsening impact of foreclosures on New York communities.
NEDAP's associate director presents on panel about serving immigrant communities, at the U.S. Treasury Department's Eastern Regional Conference on Reaching Unbanked People on October 4.
NEDAP's executive director appears on NBC Channel 4 News segment on October 3 on the destabilizing impact of subprime loans and foreclosures on NYC neighborhoods.
NEDAP participates in New Yorkers for Responsible Lending (NYRL) annual all-member statewide meeting in Albany, NY on September 27, 2007.
NEDAP speaks about predatory mortgage lending on September 26 at Hostos Community College in the South Bronx, at NYC Comptroller's Consumer Banking Conference..
New York Times article on September 24, "Risky Loans Help Build Ghost Town of New Homes" quotes NEDAP in detailing the devasting effects of subprime and predatory lending on a Far Rockaway community.
NEDAP's executive director is honored at NeighborWorks America's Second Annual Northeast District Reception on September 19 for her leadership in foreclosure prevention and the fight against predatory lending in NYC.
NEDAP joins Caribbean Classroom for a live call-in show on Queens Public Television on September 18, to share information about predatory mortgage lending and resources available to New York City homeowners.
NEDAP signs on to New Yorkers for Responsible Lending comment letter to NYS Banking Department, supporting existing check casher regulations and the continued prohibition on payday lending in New York State on September 14.
Two articles report on the Homeowner Empowerment night on September 13 in Corona/East Elmhurst organized by NEDAP: Queens leads city in foreclosures: State Senate Report (Forest Hills Ledger) and Marchall hosts forum on subprime mortgages (Queens Courier).
NEDAP organizes a Homeowner Empowerment night at the Langston Hughes Library and Cultural Center in the Corona/East Elmhurst section of Queens on September 10, in conjunction with Queens Borough President Helen Marshall and PACE partners.
NEDAP makes a presentation on predatory lending scams to East New York residents for a community meeting organized by CHANGER on September 6.
Brooklyn Daily Eagle article on September 6, "Brooklyn Law School Professor Predicts Lawsuits Will Follow Collapse of Subprime Markets" cites NEDAP in reporting on the neighborhood-based impact of the subprime crisis.
City Limits Weekly article on September 4, "City Tries To Keep 'PACE' With Home Foreclosures," cites NEDAP in reporting on coordinated efforts in New York City to address foreclosure crisis.
El Diario article on September 1, "Alertan a dueños de casa sobre estafadores" cites NEDAP in reporting on the rise in foreclosures and real estate scams in New York.
NEDAP executive director is interviewed on Behind the News, the WBAI show hosted by Doug Henwood, and details abuses in the subprime lending industry targeted at neighborhoods of color on August 30.
NEDAP conducts anti-predatory lending workshop at the Bushwick Campus in Bushwick, Brooklyn on August 30.
Christian Science Monitor article on August 30, "Subprime loans face big hikes," cites NEDAP in examining how the resetting of subprime loan interest rates will affect homeowners and foreclosure trends.
Queens Chronical article on August 30, "Foreclosure Wave to Hit Queens," features NEDAP map and analysis of foreclosure patterns in Queens.
NEDAP conducts anti-predatory lending workshop at the Shalom Senior Center in Crown Heights, Brooklyn on August 29.
NEDAP co-director is interviewed by Zoe Sullivan on August 24 on Free Speech Radio News regarding the subprime mortgage market.
NEDAP co-director is a featured guest on the WBAI talk radio show, "Talk Back!," hosted by Hugh Hamilton, and discusses ways to address the foreclosure crisis on August 21.
Staten Island Advance article, "Foreclosures skyrocket on the Island to lead state," uses NEDAP data analysis on August 21 to report that foreclosures doubled in July in Staten Island.
Queens Courier article on August 16, "Foreclosed! Record numbers expected to continue in Queens," cites NEDAP in reporting on foreclosure trends in Queens.
NY Daily News columnist Errol Louis features NEDAP and Executive Director Sarah Ludwig while examining the New York foeclosure crisis in his article on August 2, "Mortgage fiasco is walloping thousands in NY."
NY Daily News article on July 30, "City's not quite home free," cites NEDAP in reporting that NYC foreclosure trends are following nationwide patterns.
Crain's New York Business article, "NYC braces for foreclosure surge," cites NEDAP on July 27.
On July 25, NEDAP conducts a workshop on avoiding abusive mortgage lending and real estate practices in Spanish for first-time homebuyers at the Brooklyn Cooperative Federal Credit Union.
Staten Island Advance July 25 article, "15 percent of callers to foreclosure helpline were from the Island," uses NEDAP's foreclosure data analysis to describe the growing foreclosure crisis in Staten Island.
Canarsie Digest article on July 19, "The American Dream Fizzles: Canarsie Suffers from Subprime Mortgages and Foreclosures," cites NEDAP in describing how high cost mortgage lending patterns and homeowner distress in Canarsie reflect citywide trends.
NEDAP conducts a workshop on avoiding abusive mortgage lending and real estate practices on July 19 for first-time homebuyers at the Erasmus Neighborhood Federation.
Our Time Press features NEDAP research and maps in, "Brooklyn Patterns: Time to Connect the Dots... If Not, They'll Connect Themselves" on July 16.
Sunday, July 15 edition of the New York Daily News features NEDAP in two articles, chronicling the impact of predatory mortgage lending on both individuals and communities.
NEDAP conducts a training at the Center for Independence of the Disabled of New York on banking basics, credit issues and predatory lending scams on July 12.
NEDAP testifies before the U.S. House Subcommittee on Financial Institutions and Consumer Credit, regarding abusive overdraft loans. Click here for written testimony on July 11.
NY Daily News columnist Errol Louis, in his July 8 article, "Home is where the bias is," suggests that his readers attend NEDAP's July 11th screening of the PBS documentary, the House We Live In," in order to learn more about housing discrimination in the U.S. and how to fight it.
NEDAP's executive director writes cover story, "Losing Ground," for the Summer Issue of Shelterforce in July.
NEDAP presents a series of financial literacy and justice workshops in July for street vendors, at Midtown Community Court.
NEDAP testifies on July 9 at NYS Senate hearing on subprime mortgage lending and foreclosures, held at Bedford-Stuyvesant Restoration Corporation in Brooklyn.
NEDAP presents workshop on July 7 on avoiding abusive lending and real estate practices, for first-time homebuyers at Brooklyn Cooperative Federal Credit Union in Bushwick.
On July 6, NEDAP joins Chhaya CDC for a live call-in show on ITV Gold, to share information about predatory mortgage lending and resources available to New York City homeowners.
NEDAP trains staff at Latin American Workers Project on July 3 on banking and tax issues for immigrant workers.
NEDAP trains aspiring homebuyers in Jackson Heights, Queens on June 30 on how to navigate the mortgage process and avoid high-cost and abusive lending practices, in partnership with Chhaya CDC.
On June 23, NEDAP speaks on panel at NE Action's 2007 Leadership Convening, "Redefining Power," in Massachusetts.
MarketWatch article on June 21, "Fed again urged to end abusive lending practices," cites NEDAP.
NEDAP and its PACE partners hold town hall meeting on June 15 with the Federated Laurelton Block Association.
On June 13, Bloomberg cites NEDAP in, "Regulators Kept Quiet as Subprime Lenders 'Targeted' Minorities."
Bloomberg article, "Dodd Challenges Bernanke to Write Tougher Loan Rules," cites NEDAP on June 7.
NEDAP presents on June 6 on predatory mortgage lending and resources available to homeowners and homebuyers, at the Locust Grove Civic Association in Queens.
NEDAP and its PACE partners organized a town hall meeting on June 15 with the Federated Laurelton Block Association.
Bloomberg cites NEDAP in, "Regulators Kept Quiet as Subprime Lenders 'Targeted' Minorities" on June 13.
Bloomberg article, "Dodd Challenges Bernanke to Write Tougher Loan Rules," on June 7 cites NEDAP.
NEDAP presents on predatory mortgage lending and resources available to homeowners and homebuyers, on June 6 at the Locust Grove Civic Association in Queens.
On May 31, NEDAP spoke at a panel discussion on predatory lending sponsored by Queens State Senator Shirley L. Huntley.
NEDAP trains seniors on identity theft on May 30 at the Theater Arts Senior Center in East Harlem.
NEDAP testifies at NYS Assembly hearing on subprime lending and foreclosures on May 29. CLICK HERE for testimony (pdf). The Legislative Gazette cites NEDAP testimony.
Governor Eliot Spitzer appoints NEDAP Executive Director Sarah Ludwig to the New York State Commission to Modernize the Regulation of Financial Services on May 29.
NEDAP conducts training on credit reports and repair at the Brooklyn Economic Development Corporation on May 24.
News outlets cite NEDAP on May 24 in coverage of New Yorkers for Responsible Lending's model bill, unveiled in Albany on May 23.
NEDAP made a presentation on predatory lending on May 23 at the South Bushwick Residents Association's monthly meeting.
NEDAP joins New Yorkers for Responsible Lending in unveiling model bill to end subprime mortgage lending abuses and foreclosures in NYS on May 23. See the NYRL page for more information.
Crain's New York Business cites NEDAP research on May 18 in "Spitzer forms task force on lending practices."
Eighty people join NEDAP and Demos for screening of In Debt We Trust: America Before the Bubble Bursts, on May 17 followed by panel discussion with the film's director, Danny Schechter.
Courier Life Publication's newspapers cite NEDAP in "SOS for Brooklyn homeowners in crisis - New hotlines established to help those facing possible foreclosure" on May 17.
NEDAP kicks off Homeowner Forum in West Harlem on May 16, with overview of predatory lending practices and how to avoid them.
NEDAP speaks to members of the Consumer Affairs Committee of the Association of the Bar of the City of New York on May 16 about the subprime lending and foreclosure crisis in NYC.
NEDAP participates in panel discussion, Linking Immigrants to Asset-Building Opportunities,on May 15 organized by Lawyers Alliance for New York.
NEDAP leads discussion on predatory lending and subprime mortgages at community panel presentation hosted by Greater Bethel Bible Institute, on May 10 in Queens Village.
NEDAP launches new Community Financial Justice Film Series, with screening of The Sixth Section and Sueños Binacionales on May 9.
NY Daily News article, "Pols raising roof," cites NEDAP executive director on issue of federal preemption on May 9.
NEDAP files comments with federal banking agencies on May 7 regarding proposed Statement on Subprime Lending.
"City's foreclosure prevention hotline" in the Queens Courier cites NEDAP research on May 3.
Gotham Gazette's "Predatory Lending Fuels Rise in Foreclosures," cites NEDAP on current foreclosures figures in New York in April.
NEDAP conducts training for math teachers, "Teaching Math Through an Economic Justice Lens," at Radical Math Conference on April 20.
NEDAP participates in homeowners forum in Bedford-Stuyvesant, sponsored by NYS Senator Velmanette Montgomery on April 26.
Queens Times Ledger "Boro focuses on homes lost to sub-prime loans," cites NEDAP co-director regarding subprime mortgage lending and foreclosures in Southeast Queens.
Queens Gazette "Fair Housing Month Celebrated," cites NEDAP co-director on correlations between subprime mortgage lending areas and communities of color on April 25.
NEDAP cited in USAID/DFID's Migrant Remittances newsletter, in article "Getting a Fair Deal? Consumer Issues with Remittances Services" (p. 5-8) in April.
American Banker article, "NY Offers 40-Year Loan to Aid Low Income Buyers," features NEDAP executive director.
NEDAP conducts a workshop on Homeownership for Chhaya Community Development Corporation on April 21.
NEDAP co-director speaks about subprime and exotic mortgage lending on WBAI's "You and Your Money" on April 20.
NEDAP foreclosure research cited in Queens Ledger article, "SE Queens foreclosures skyrocket 57% during first quarter of 2007" on April 19.
NEDAP delivers testimony on April 16 before joint hearing of the NYS Senate and Assembly on credit card practices, in Albany. Click here for testimony.
NEDAP makes presentation on predatory lending for members of Brooklyn Community Board 8 on April 12, at the Center for Nursing and Rehabilitation.
Canarsie Digest article, "Going from boom to bust," from April 12 cites NEDAP associate director on subprime mortgage lending and foreclosures in NYC.
On April 11, NEDAP spoke about the impact of subprime lending and foreclosures on New York City neighborhoods, at NYS Banking Department's HALT Abusive Lending Transaction & Mortgage Fraud conference.
American Banker article "Refund Loan variants Lose Last Provider" from April 11 cites NEDAP co-director comments on the announcement of Santa Barbara Bank & Trust to cease making "holiday" and "paystub" loans.
Buffalo News article "State agency to probe high-cost tax refund loans," cites NEDAP's report on tax refund anticipation loans on April 10.
AlterNet features NEDAP Co-Director's article "The Myth of the Sub-Prime Borrower" on April 9.
Queens Chronicle article "More subprime mortgage foreclosures here" features NEDAP's executive director and research on foreclosures in Queens on April 5.
Daily News article "Bank giant taxing the poor: pols" on April 4 quotes NEDAP's study on refund anticipation loans in NYC's poorest neighborhoods.
NY Daily News article on March 28, "Set up for a fall" features NEDAP's new research and maps on foreclosures in NYC. View online article and maps here.
NEDAP co-director discusses subprime mortgage lending and the increase in foreclosures in NYC, on WNYC's The Brian Lehrer Show on March 28.
NEDAP presents on banking basics, at the East Harlem Senior Nutrition Center on March 28.
NEDAP conducts a workshop on protecting assets and avoiding scams for Women In Need on March 27.
NEDAP makes a presentation on predatory lending at an HPD housing clinic held at the Hanson Place Central United Methodist Church in Fort Greene, Brooklyn on March 24.
NEDAP presents on predatory mortgage lending on March 24, at the Delta Sigma Theta Homeownership Series at York College.
Rochester Democrat & Chronicle cites NEDAP executive director in "A blow to 'pay stub' loans" on March 24.
NY Daily News editorial and American Banker article on March 22 cite report NEDAP co-authored regarding high-cost home mortgage lending, "Paying More for the American Dream."
NEDAP's executive director speaks about subprime mortgage lending abuses, on NPR Marketplace on March 20.
NEDAP conducts workshop on credit reports and repair for Women In Need on March 20.
NEDAP presents on ITINs, taxes and banking issues on March 17 at Domestic Workers United's monthly membership meeting.
On March 16, American Banker cites NEDAP in story on HSBC's announcement it will no longer make pre-tax season paystub and holiday loans!
NEDAP issues press release applauding HSBC's decision on March 16 to stop making paystub and holiday loans, along with ally organizations, California Reinvestment Coalition, CRA-NC, and Woodstock Institute.
NEDAP presents on predatory mortgage lending and resources available to homeowners and homebuyers, at the Brooklyn Borough President's Cabinet Service Meeting on March 13.
NEDAP launches 2007 Community Reinvestment Workshop Series on March 9 with "Emerging Issues in Predatory Lending." Guest speakers: Jessica Attie from SBLS and Josh Nassar from the Center for Responsible Lending. Upcoming workshops and registration can be found here.
NEDAP presents its new report on March 8 on disparate mortgage pricing at Federal Reserve Board of Governors Consumer Advisory Council meeting. The report, "Paying More for the American Dream," includes research findings by NEDAP and five other groups from cities around the U.S. Click here for press release.
NEDAP serves as featured panelist on March 6 at launch of national Americans for Fairness in Lending (AFFIL) campaign.
Air America interviews NEDAP co-director about cracks in the subprime lending industry, on Mar. 6.
NEDAP trains tenants at The Prince George, an affordable housing facility for formerly homeless and low income individuals, on protecting assets and avoiding scams on March 5.
NEDAP participates in unveiling of New Yorkers for Responsible Lending's 2007 platform, on March 1 at a news conference in Albany. NEDAP convenes this statewide coalition of 129 consumer and community groups and community development financial institutions.
New Yorkers for Responsible Lending Unveils 2007 Platform. On March 1, NEDAP participated in a press event in Albany to unveil the platform of New Yorkers for Responsible Lending, a statewide coalition of 129 consumer and community groups. This year, in addition to continuing its campaign against mortgage lending and real estate abuses, NYRL has identified abusive debt collection practices, tax refund anticipation loans, and fair access to property and casualty insurance as among its priority issues. NEDAP is a founding member of NYRL and serves on its Steering Committee.
A front-page story in the Rochester Democrat & Chronicle features NEDAP's tax refund anticipation loan research. An editorial the following day, penned by Group 14621 Community Association, also cites NEDAP's research on February 27, 2007.
NEDAP conducts a presentation at Brooklyn Community Board 15 on predatory mortgage lending and resources available to homeowners and homebuyers on February 27, 2007.
NEDAP presents information at St. David's Episcopal Church in Cambria Heights on predatory lending on February 25, 2007.
NEDAP Participates in Press Event for Taxpayer Bill of Rights. On February 25, NEDAP joined with New York City Councilmember Eric Gioia, FoodChange and members of the East River Development Alliance to discuss tax refund anticipation loans. Read the press release from Councilmmeber Gioia's office here and an article citing NEDAP's research from the New York Post.
NEDAP participates in a Town Hall meeting in the Bronx on predatory mortgage lending on February 24, 2007.
NEDAP conducts a workshop in Spanish on immigrant banking rights at the West Side Campaign Against Hunger, a supermarket style food pantry on February 23, 2007.
NEDAP's executive director speaks about predatory mortgage lending as a community development and economic justice issue, at Yale Law School's Rebellious Lawyering Conference on February 23, 2007.
NEDAP trains tenants at The Prince George, an affordable housing facility for formerly homeless and low income individuals, on credit reports and repair on February 21, 2007.
NEDAP trains seniors at the East Harlem Council for Human Services Benjamin Flores Senior Center on identity theft and credit reports on February 21, 2007.
NEDAP report on tax refund anticipation loans cited in NY Daily News editorial, "Paying Taxes is
Bad Enough" on February 19, 2007.
NEDAP featured in Brooklyn edition of NY Daily News on February 14, 2007.
NEDAP presents on issues surrounding financial services for immigrants, at meeting of Jackson Heights residents and activists seeking to organize a local community development credit union on February 12, 2007.
NEDAP trains tenants at The Prince George, an affordable housing facility for formerly homeless and low income individuals, on banking basics on February 12, 2007.
NEDAP conducts workshop on remittances and immigrant financial justice issues, for Women Workers' Project at CAAAV Organizing Asian Communities on February 10, 2007.
NEDAP trains seniors at the East Harlem Council for Human Services Senior Nutrition Center on identity theft and credit reports on February 9, 2007.
Center for Urban Future report about immigrant entrepreneurs cites NEDAP's research on absence of bank branches in immigrant neighborhoods (p. 36) on February 6, 2007.
NEDAP trains prospective homeowners at Margert Community Corp., in Far Rockaway, Queens, and Neighbors Helping Neighbors, in Sunset Park, Brooklyn, alerting them to predatory lending and real estate practices that target first-time homebuyers on February 3 and 5, 2007.
NEDAP co-director Mark Winston Griffith featured on News 12-Brooklyn. Mark discusses NEDAP's recently released report, Predatory Tax Time Loans Strip $324 Million from New York City's Poorest Communities on January 30, 3007.
NEDAP releases new report on tax refund anticipation lending (RALs) in NYC. On January 29. NEDAP released a report, "Predatory Tax-Time Loans Strip $324 Million from New York City's Poorest
Neighborhoods." NEDAP's report shows that New York City's lowest income neighborhoods each lost as much as $8.5 million to RALs over a four year period, from 2002 through 2005. The report, based on IRS data, calls on banking regulators to crack down on abusive RALs. Read the report and press release. The report was featured as the frontpage story in AM-New York, Manhattan's largest circulation daily. NEDAP's co-director also discussed the report with News 12 Brooklyn.
NEDAP joins NYC Council Members at press conference to educate New Yorkers about rent-to-own stores. NEDAP's mapping research was featured in City Council investigative report, Kick-Off to a Rip-Off: Loose Laws Lead to Inflated Prices for Rent-to-Own Consumers on January 28, 2007.
NEDAP testifies at NYC Council Committee on Consumer Affairs hearing regarding Tax Payer Bill of Rights and refund anticipation loans. See testimony here: 1 and 2 from January 26, 2007.
NEDAP trains seniors at the Project Find Clinton Senior Center on identity theft and credit reports on January 25, 2007.
NEDAP conducts workshop in Spanish about credit reports and repair, in partnership with the New Americans Program at the Queens Public Library, in Corona on January 22, 2007
NEDAP trains seniors at the Goddard Riverside Community Center on credit basics and credit reports on January 22, 2007.
NEDAP Joins with Allies to Call on Jackson Hewitt to End Abusive Lending Practices. On January 16, NEDAP rallied alongside allies from the California Reinvestment Coalition, Community Reinvestment Association of North Carolina (CRA-NC), New Jersey Citizen Action and Woodstock Institute. The groups demanded that the country's second largest tax preparation chain cease making predatory tax refund anticipation and holiday/pay stub loans. Standing in front of the company's Parsippany, NJ headquarters, the groups invited company President & CEO Michael Lister to sign a giant 'rapid refund' check in the amount of $74.5 million -- the amount low-income families paid for high-cost loans the company sold them in 2006. Read the press release.
NEDAP cited in El Diario editorial. A January 13 editorial in El Diario described tax refund loans as "blowing cash out of the hands of families," and cited NEDAP's research on the issue, as well as the advocacy by New Yorkers for Responsible Lending to protect New York's borrowers.
NEDAP cited in Associated Press article, "Refund Loans Can Cut Into Tax Refunds," on January 10.
NEDAP cited in Caribbean Life article, "Comrie Warns of Predatory Tax Preparers." The January 17 article reports on a press event held with NYC Councilmember Leroy Comrie on January 9, 2007. Read the press release from Councilmember Comrie's office and visit the NEDAP Press Room for articles covering the event.
NEDAP participates in press event on NY City Council steps to discuss pay stub/holiday loans and one company's "You Got People" advertising campaign on January 9, 2007.
NEDAP conducts workshop in Spanish about immigrants' rights in banking, in partnership with the New Americans Program at the Queens Public Library, in Corona on January 8, 2007.
NEDAP cited in City Limits Weekly, "Debt Comes Gift-Wrapped in New Quick-Loan Product" on December 26, 2006.
NEDAP cited in Newsday article, "Consumers' aides say new 'pay stub' loans, based on projected tax returns, are costly and risky." on December 22, 2006.
Two Daily News articles on spiking foreclosures in the Bronx cite NEDAP's director and research to explain what's going on in the local mortgage market on December 19, 2006.
NEDAP co-director featured in NBC Nightly News segment on pay stub/holiday loans. on December 18, 2006.
NEDAP co-director featured in NPR report: "Consumer Advocates Warn Against Paystub Loans" on December 18, 2006.
Associate Director Deyanira Del Rio quoted in article on immigrants and homeownership, "Helping the Undocumented Achieve the American Dream," in winter issue of The Next American City in December 2006.
Deyanira Del Rio named Associate Director of NEDAP!
NEDAP co-directors cited in New York Post article, "Watch Your Wallet, Firms Expand Loan Program" on December 10.
NEDAP cited by local and national media regarding pay stub/holiday loans. NEDAP was cited by various media outlets thoughout the month of December regarding high-cost paystub and holiday loan products offered by tax preparers and their partner banks. Nationally, NEDAP was featured on NPR's Day to Day, NBC Nightly News, as well as on the front page of the American Banker. Locally, NEDAP appeared in Newsday, New York Post, and City Limits articles. Much of the coverage also cited NEDAP's 2006 report, "Rapid-Ripoffs: Tax Refund Anticipation Lending in New York City," which documents the millions of dollars that tax refund anticipation loans siphon from low income New Yorkers and their communities.
NEDAP trains staff of the Greyston Foundation, based in Yonkers, to teach NEDAP's financial justice curriculum on credit topics and credit reporting and repair.
NEDAP celebrates its 10th Anniversary! Special thanks to our many friends and colleagues who joined us for a great party, on December 7! CLICK HERE to see photos from the event.
Team NEDAP runs 5-mi. race in Central Park! On December 2, 2006, five NEDAP staffers pick it up for 5-mi. holiday run in Central Park. Join us for upcoming runs in the park!
NEDAP staffers Dey Del Rio, Sarah Ludwig, Mark Winston Griffith, Rebeca Gamez and Chris Keeley, after New York Road Runner Holiday 5-mi Run |
NEDAP cited in Queens Chronicle article, "Credit Union Eyed for Jackson Heights, Corona and Elmhurst," on November 30. The article describes the lack of adequate banking services in Queens Community Board 3, and efforts by Queens activists, led by Forest Hills Community House, to establish a community development credit union in the Jackson Heights area.
NEDAP issues press release on high-cost loans. The release, "Tax Preparers and Banks Target Poor New Yorkers with Usurious Holiday and 'Pay Stub' Loans," was issued on November 29, 2006, and is available the NEDAP Press Room.
NEDAP testifies on "Achieving Fair Housing Choice," at a hearing on residential segregation in New York City, convened by the NYC Council's Civil Rights and Consumer Affairs Committees on November 28.
NEDAP co-director cited in Staten Island Advance article, "No Wonder We're All in Debt," on November 26.
NEDAP participates in the National Federation of CDCU's 5th Annual Financial Literacy Day, on November 14. NEDAP spoke about its Community Financial Literacy and Justice Course, and resources available to help groups integrate financial education with legal services and policy advocacy efforts in New York.
NEDAP leads workshop for Esperanza del Barrio's youth project, on November 10, about the principles of cooperative business ownership.
NEDAP presents at "Securing a Fair Start: Asset-Building Strategies for New York's Working Families," a conference organized by the Children's Defense Fund - New York, on November 10. Dey Del Rio discussed challenges and opportunities to asset-building for immigrant New Yorkers. Sarah Ludwig presented on policy issues and recommendations to eliminate discriminatory economic practices and support asset development in low income neighborhoods.
NEDAP conducts workshop on banking basics and avoiding identity theft, for seniors at Project Find on Manhattan's West Side, on November 9.
NEDAP selected as first place winner in seed grant RFP issued by KACF Inter-Community Development Fund. In partnership with Erasmus Neighborhood Federation, New Immigrant Community Empowerment (NICE), and St. Mary of Assumption Church, NEDAP will support inter-ethnic economic development initiatives in three NYC immigrant neighborhoods, focusing on money transfers (remittances) and immigrants' financial services access.
NEDAP presents on the NYC PACE Program, at "Current Best Practices in Foreclosure Prevention, " a roundtable discussion convened by the Federal Reserve Bank of New York, on November 2.
NEDAP conducts financial justice workshop for the Women in Prison Project - ReConnect, a leadership training program for women who have recently returned home from prison or jail, on November 1.
NEDAP provides financial education workshop to English as a Second Language (ESL) students at Bronx Community College, on October 30.
NEDAP trains first-time homebuyers on predatory lending warning signs at a homeownership seminar sponsored by Cypress Hills Local Development Corporation on October 25.
NEDAP makes presentation on predatory lending at a housing forum sponsored by Council Member Darlene Meally on October 25.
NEDAP presents at the quarterly meeting of the FDIC New Alliance Task Force, on October 24. NEDAP's Sarah Ludwig described how immigrant neighborhoods are targeted for high cost financial services and credit, and Dey Del Rio shared preliminary findings of NEDAP's immigrant banking survey.
NEDAP's Claudia Wilner testifies at New York State Assembly hearing on how best to protect consumers against unfair and deceptive debt collection practices, on October 24. Her testimony was featured in the Buffalo News, on October 25.
NEDAP provides testimony at NYS Assembly hearing on October 20, on the need for disclosure of insurance data and the creation of an insurance investment fund in New York State.
NEDAP co-director Sarah Ludwig speaks to law students about legislative advocacy to promote social change, at New York Law School's Justice Action Center colloquium, on October 19.
NEDAP trains homeowners on predatory lending warning signs at the Queens Public Library on October 18.
NEDAP co-director Sarah Ludwig encourages students to pursue a career in public interest law, at NYU Law School's annual Real Estate and Urban Policy Career Panel, on October 17.
NEDAP trains homeowners on predatory lending warning signs, at the NYC Comptroller's Office Consumer Banking Day Conference, held on Saturday, October 14 at Medger Evers College in Brooklyn.
NEDAP trains English as a Second Language (ESL) instructors from New Immigrant Community Empowerment (NICE) in Queens on financial education and community economic justice issues, on October 14. NEDAP provided information to support the instructors in incorporating financial justice themes and information into NICE's ESL classes.
NEDAP and partner groups convene Town Hall on predatory lending in Cambria Heights, Queens on October 12.
NEDAP presents a workshop on predatory lending at the Queens Public Library on October 7, making local homeowners aware of resources available through the Preserving Assets and Community Equity (PACE) Project.
NEDAP co-director Sarah Ludwig serves as keynote speaker at the Chicago CRA Coalition's annual meeting on October 6, hosted by Woodstock Institute.
NEDAP co-director testifies before NYS Assembly Banks and Consumer Affairs Committees on October 5, about how high-cost financial services harm NYC communities.
NEDAP trains NYC Department of Housing Preservation and Development employees on predatory lending.
NEDAP conducts a workshop for African Services Committee on October 4 with the Lower East Side People's Federal Credit Union. At the session, NEDAP and LESPFCU provided information about the Individual Taxpayer Identification Number (ITIN), including how to apply, when the ITIN is needed to open a bank or credit union account, and the possible benefits and risks of obtaining an ITIN.
NEDAP provides testimony at NYS Assembly hearing on October 4, regarding banks' discontinuance of money services business accounts, and the effect of these actions on NYC immigrant neighborhoods.
More than 150 homeowners and homebuyers attend Town Hall meeting on predatory lending in Jamaica, Queens. The meeting, held on September 28, was organized by NEDAP in collaboration with NYC Dept. of Housing Preservation and Development and local groups.
NEDAP participates in a seminar for immigrant entrepreneurs, sponsored by Brooklyn Economic Development Corporation and Boricua College SBDC, on September 28. NEDAP provided information on immigrants' rights to open bank accounts and obtain loans, how to order your credit report for free and establish a credit history.
NEDAP speaks to prospective homeowners in Brownsville, Brooklyn about how to avoid property flipping schemes, at a community Housing Clinic convened by the Brooklyn Neighborhood Improvement Association, on September 28.
NEDAP speaks at the NY Hispanic Fraud Prevention Forum, sponsored by the Federal Trade Commission on September 27. Sarah Ludwig and Deyanira Del Rio described NEDAP's community education, organizing support, and legal services strategies to combat fraud and assist low income Latino New Yorkers.
Gotham Gazette runs piece on banking and poverty by NEDAP co-director, as part of its "Many Faces of Poverty" series, posted on September 25.
NEDAP discusses credit reporting issues on WBAI radio show, You and Your Money. On September 22, NEDAP's co-director, Sarah Ludwig, provided information about how to order your credit report for free, your rights under the Fair Credit Reporting Act, and what to do about negative or incorrect information in your credit report. Listen online at WBAI's Archive - scroll down to "You and Your Money" on September 22, 2006, 10:30 am.
NEDAP conducts training on September 24 at St. David's Episcopal Church in Queens on predatory lending.
NEDAP and SBLS file a federal lawsuit against two debt collection agencies, alleging violations of the Fair Debt Collection Practices Act. This groundbreaking case, filed on September 21, alleges that Pressler and Pressler, a law firm, and its client, Palisades Collection, engaged in unfair and deceptive practices by filing hundreds of frivolous lawsuits against lower income New Yorkers. The suit was brought on behalf of five New Yorkers who called NEDAP's Hotline. For more information, read the press release and the complaint, or call NEDAP staff attorney Claudia Wilner.
NEDAP conducts training on September 21 at the Arab American Association of New York on strategies to promote fair financial services access in immigrant communities.
NEDAP launches the NYC Financial Justice Clinic on September 19. At the clinic, NEDAP staff meet one-on-one with New Yorkers who need assistance solving problems stemming from debt collection, incorrect credit reports, and lending discrimination. The clinic is held by appointment only at the Harlem Branch of the Lower East Side People's Federal Credit Union. For more information about the clinic, please call NEDAP's Hotline at 212-925-4929.
NEDAP speaks about immigrant homeownership issues and avoiding predatory mortgage lending on ITV Gold on September 19. ITV Gold serves New York's South Asian community.
NEDAP leads economic justice workshop for Esperanza del Barrio's youth group, Sueños del Barrio, in East Harlem on September 8. NEDAP engaged the group of high school students and recent graduates in exercises and discussions about wealth inequality, redlining, and immigrants' financial rights. Participants also learned about banking, savings, budgeting and credit basics, and received information about local resources and how to avoid scams.
NEDAP director quoted in American Banker article on September 8. The article, "Block Revamp of Tax Lending Turns on Thrift", announced H&R's plan to lower its fees on tax refund anticipation loans.
NEDAP featured on WBAI's You and Your Money on September 1. NEDAP's Claudia Wilner described illegal debt collection practices, and gave listeners information about how to assert their rights and get abusive debt collectors off their backs. Listen online at WBAI's Archive - scroll down to "You and Your Money" on September 1, 2006, 10:30 am.
NEDAP participates in a gathering about remittances organized by the Transnational Institute for Grassroots Research and Action (TIGRA) on August 24-27, 2006 in the Bay Area, California. The gathering brought together a wide range of migrants' rights, economic development and social justice groups from the U.S. and Global South to address abusive practices in the remittance industry, and other economic justice issues facing immigrant communities. Participants explored strategies to promote corporate and social responsibility by money transfer companies, as well as support community-controlled financial services, savings and investment vehicles. For more information about the gathering, click here.
African Services Committee hosts a NEDAP workshop on August 16 about immigrants' rights to open bank accounts, obtain credit and build credit histories. NEDAP also provided information about consular identification, local community development credit unions, and assistance available through the NYC Financial Justice Hotline.
Trainings on immigrants' rights in financial services were held on Sunday, August 13 at two Catholic churches on Staten Island's north shore. This was the third in a series of workshops NEDAP has provided to church and community members, who are considering strategies to expand access to financial services and credit in their immigrant communities. NEDAP was joined by New Immigrant Community Empowerment, which helped conduct surveys of workshop attendees for the NYC Immigrant Financial Justice Network's survey project.
NEDAP trains youth at Cabrini Immigrant Services in the Lower East Side. At the session, held on August 7 for recent high school graduates, NEDAP gave an overview of banks and credit unions, credit cards, avoiding debt, and credit reports. Participants also engaged in exercises and discussions about wealth inequality and community financial justice.
New report - Financial Literacy for Newcomers: Weaving Immigrant Needs into Financial Education - cites NEDAP resources. The report, by LIRS and RefugeeWorks, provides recommendations for financial education programs to effectively meet immigrants' needs. NEDAP's research, Community Financial Literacy and Justice Course and Immigrant Financial Justice Project are cited as resource for immigrant groups on these matters.
NEDAP trains seniors on Basic Banking (or "Lifeline") accounts and other banking topics, on July 27 at Project Find on Manhattan's West Side.
New York State enacts new anti-deed theft law! On July 26, 2006 NEDAP and New Yorkers for Responsible Lending celebrated passage of a new state law to curb "foreclosure rescue" scams in NYS. The Home Equity Theft Prevention Act goes into effect in February 2007.
NEDAP presents on immigrant banking issues at the West Harlem Group Assistance Community Fair on July 22. NEDAP's presentations are a part of the Community Education Program.
NEDAP leads issue-framing session, "Fair Access to Financial Services: A Progressive Economic Development Analysis," for groups involved in Redefining Economic Development-NY, on July 18. NEDAP talked about why fair access to credit and financial services is critical to neighborhood development and ways that unequal credit has contributed to neighborhood inequality, segregation, and poverty. NEDAP explained the history of redlining and the Community Reinvestment Act (CRA), and the need to expand the scope and application of CRA given fundamental changes in financial services brought on by deregulation, consolidation, and electronic banking technology. NEDAP also outlined issues low income and undocumented immigrants face in obtaining access to fair and affordable financial services.
Joining NEDAP to educate groups about community financial justice issues were Joy Cousminer of Bethex Federal Credit Union, who described her credit union's mission and challenges; Artemio Guerra of the Fifth Avenue Committee, who discussed La Unión de la Comunidad Latina's organizing campaign to hold money transmitters accountable to the immigrant community in Sunset Park; and Josh Zinner of South Brooklyn Legal Services, who explained connections between predatory lenders and mainstream financial institutions and Wall Street.
NEDAP conducts training for seniors on identity theft, at Coop Village NORC on Manhattan's Lower East Side on July 13. NEDAP's presentations are a part of the Community Education Program.
NEDAP joins with local groups and members of the PACE Project on June 28, to host Town Hall on Predatory Lending, in Bedford-Stuyvesant, Brooklyn.
NEDAP leads community education session for 80 prospective homebuyers, on June 24. The presentation at Margert Community Corporation, in Far Rockaway, Queensincluded information on the mortgage process and how to avoid "property flipping" and other first-time homebuyer abuses.
NEDAP convenes Town Hall Meeting on Predatory Lending in Bedford-Stuyvesant, Brooklyn, on June 18, to get word out to community residents about refinancing, first-time homebuyer, and deed theft scams, and local homeowner and foreclosure prevention resources. Presenters included NYS Sen. Velmanette Montgomery, the Parodneck Foundation and HPD (members of the NYC PACE Team), and neighborhood groups -- Bridge Street Development Corp., Brownstoners of Bedford-Stuyvesant, Northeast Brooklyn Development Neighborhood Development Corp., and Pratt Area Community Council.
NEDAP goes to the library! In June and July, NEDAP led a series of evening workshops on predatory lending warning signs and resources available to homeowners and prospective homeowners, at Public Library branches in Bedford-Stuyvesant and Bushwick, Brooklyn.
NEDAP testifies about debt collection practices that harm low-income New Yorkers at an exploratory public hearing held by the New York City Department of Consumer Affairs on June 12.
NEDAP presents on financial education strategies for Latino and immigrant communities, at the 4th Latino Credit Union Conference in Durham, NC, presented by the National Federation of Community Development Credit Unions on June 7-8.
NEDAP cofacilitates consumer law roundtable on June 6 at the 2006 Legal Assistance Partnership Conference.
NEDAP participates in seminar on financial access and remittances in Mexico City on June 5-6, presented by the Federal Reserve, the Bank of Mexico, and the Institute for Mexicans Living Abroad. NEDAP conducted a presentation on challenges to building trust in banks, and opportunities for banks to provide equal financial services access to immigrant communities.
NEDAP presents on homeownership for immigrant workers in Staten Island. On June 2, NEDAP conducted an information session for Mexican immigrant workers on homeownership issues, including steps to take to prepare for buying a home and obtaining a mortgage, and how to recognize and avoid predatory lending and real estate practices.
New Yorkers for Responsible Lending supports strong protections for NY homeowners against "deed theft" scams, as State Assembly unanimously passes strong bill. Click here for NYRL's press release.
NEDAP presents at National Coalition for Asian Pacific American Community Development conference. On May 18-19, NEDAP presented on panels about asset-building strategies in immigrant communities and the racial wealth gap, at the National CAPACD conference in Houston, Texas.
Workshop: Justice-Based Approaches to Community Financial Education. On May 9, NEDAP concluded its 9th Annual Community Reinvestment Workshop Series with a lively session on financial education strategies that incorporate community and consumer rights.
Skyrocketing Energy Bills Leave New Yorkers vulnerable to predatory lending and real estate scams. On May 2, 2006, NEDAP led a session, "Consumer Protections: What Every Low-Income Consumer and Advocate Should Know about Predatory Lending." at the Low Income Forum on Energy, in Albany, NY.
NEDAP at Bronx Housing Forum. NEDAP led a panel discussion at University Neighborhood Housing Program (UNHP)'s Annual Affordable Housing Forum, which highlighted the spiking foreclosure rates in the northwest Bronx, and the urgent need for resources to address high cost mortgage lending in the community. UNHP released a new report at the forum, "The State of Homeownership in the Bronx: Sub-Prime Lending, Foreclosures, and Gaps in Homeownership Preservation," which calls on the City to expand the PACE program to the northwest Bronx.
NEDAP Celebrates Fair Housing Month! Throughout April, NEDAP staff conducted numerous fair housing trainings and presentations for first-time homebuyers and homeowners in New York City. Trainings were held in partnership with AAFE Community Development Fund in Flushing, Queens; Margert Community Corp. in Far Rockaway, Queens; Erasmus Neighborhood Federation in East Flatbush, Brooklyn; P.A.C.E. project partners in Bushwick, Brooklyn; and University Neighborhood Housing Program in the Northwest Bronx.
Presentation on Credit Reports. On April 22, Dey Del Rio participated in the Local Development Corporation of East New York's Annual Total Woman Business Conference, held at Long Island University. She conducted a presentation in Spanish about credit reports and credit repair for current and aspiring entrepreneurs.
Workshop with BEDC Launch Program on Credit Issues. On April 5, NEDAP staffer Celeste Moore led a training on credit issues, credit reporting, and credit repair for 20 new and prospective entrepreneurs at Brooklyn Economic Development Corporation. Training participants are enrolled in BEDC's 15-session LAUNCH (Lead, Act, Undertake, Navigate, Change & Heal) program.
NEDAP promotes immigrant financial justice in Staten Island. On Sunday, March 26, NEDAP's Deyanira Del Rio met with immigrants and church leaders in Staten Island to provide information about how the U.S. banking system works, what immigrants' rights are with respect to accounts, loans, savings and money transfers (remittances), and how communities can organize to improve financial services and credit access.
Bushwick town hall on predatory lending. On March 23, NEDAP and partner organizations held a town hall on predatory lending, to provide information about warning signs and resources for homeowners and community groups.
Financial justice for immigrants workshop. On March 22, NEDAP conducted a know-your-rights workshop for a Spanish-speaking women's group at Cabrini Immigrant Services. The workshop addressed participants' questions about bank accounts, savings options, and avoiding scams.
Tax refund loans in the news. A Daily News editorial on March 20, 2006 cited NEDAP report on how tax refund anticipation loans sap millions of dollars from NYC communities.
NEDAP joins NYS Attorney General as he announces lawsuit against H&R Block. On March 15, NEDAP joined NYS Attorney General Eliot Spitzer at a press conference announcing his office's lawsuit against H&R Block charging that the company engaged in fraudulent marketing of its "Express IRA" product. As stated in the attorney general's press release, "The suit alleges that the H&R Block Company steered hundreds of thousands of its clients, including almost 30,000 New Yorkers, into IRAs that were virtually guaranteed to lose money because of a combination of hidden fees and low interest rates."
List of Free Tax Prep Sites. A list of locations where taxpayers can have their taxes prepared at no cost is available here. This list is also available in our Resources for Consumers section.
Report Issued on the Impact of Tax Refund Anticipation Loans (RALs) on NYC. NEDAP has released "Rapid Rip-Offs: Tax Refund Anticipation Lending in New York City," an examination of how usurious tax refund loans affect New Yorkers and NYC neighborhoods. Using GIS mapping technology and analysis of IRS data, the report shows that these short-term loans, made against people's expected tax refunds and credits, drain millions of dollars from low income communities and neighborhoods of color. In many neighborhoods more than 1 out of 4 taxpayers took out a RAL. The "explosive new study" was featured in the New York Post on February 19.
9th Annual Community Reinvestment Workshop Series Announced. NEDAP's 9th Annual Community Reinvestment Workshop Series will be held this winter and spring. Sessions for this year's Workshop series include: Emerging Issues in Predatory Home Sales & Mortgage Lending; The High Cost of Credit in Low Income Communities; Documenting Financial Services in Your Neighborhood; and, Community Financial Education: A Justice-Based Approach. The Workshop Series is for community groups, organizers and activists. Registration is required.
NEDAP speaks out against tax refund loans on Diálogo de Costa a Costa. On February 9, Dey Del Rio appeared on a one-hour show about the Earned Income Tax Credit and related tax issues. Dey provided information about free tax sites and warned against so-called "rapid refunds" that take a huge bite out of low income taxpayers' refunds and tax credits. Diálogo airs nationally and is a program of the Hispanic Information and Telecommunications Network.
More than 100 attend Promoting Financial Justice for Immigrant New Yorkers! On February 8, NEDAP and the NYC Immigrant Financial Justice Network presented a half-day forum highlighting barriers faced by immigrants in the financial services system, and how community groups are organizing to combat abusive practices and press for accountability by banks, money transmitters and others.
Boricua College Small Business Development School hosts training session. Program Associate Celeste Day Moore co-presented a session on credit issues for small business owners and homeowners with Jennifer Neal at ACCION New York. For resources on managing and repairing credit, as well as your rights as a consumer, visit the resources section of the website. To schedule a workshop for your community organization on credit issues, avoiding homeowner and first-time homebuyer scams, and other financial topics, click here.
Newsday Article Quotes NEDAP Co-director, Cites NYRL Testimony. In an article regarding the NYS Banking Department proposal to allow state-chartered banks to impose substantially higher charges in their overdraft bounce protection programs, NEDAP co-director Sarah Ludwig was quoted as saying, "It's not about protection, and it's not about courtesy." Testimony given on behalf of New Yorkers for Responsible Lending (NYRL) was also cited. NYRL submitted comments regarding this proposal in November 2005.
Co-Director Appointed to Consumer Advisory Council. NEDAP's director Sarah Ludwig was selected to serve on the Federal Reserve Board of Governors' Consumer Advisory Council. The Council advises the Board on consumer credit issues and other matters relating to consumer financial services. The Council meets three times a year in Washington, D.C. The appointment is for a 3-year term.
Project Director on WBAI's Wake-Up Call. On Jan. 4, WBAI's Wake-Up Call featured project director Deyanira Del Rio, who spoke about credit reports and other banking issues, as part of WBAI's series on New Year's Resolutions.
NEDAP Invited to Speak on the Failure of Banks to open Branches in Low-Income Areas. On December 18, NEDAP co-director Mark Winston Griffith joined elected officials, along with the National Federation of Community Development Credit Unions, in a press conference on a new study documenting the disproportionate expansion of bank branches in affluent communities. The study, by Congressman Anthony Weiner's office, shows that banks continue to vastly underserve low-income areas and neighborhoods of color in NYC.
NEDAP Honors Fellow Advocates and Allies at 2005 Holiday Party. On December 15, NEDAP honored individuals and organizations we have worked with in the past year. NEDAP presented Michael Eisenmenger and Betty Yu of Manhattan Neighborhood Network's (MNN) Community Media Department with the "Quantum Leap Award, " for help with NEDAP's new public access TV show, "On the Money." Alvin Starks of the Open Society Institute (OSI) received the "Amazing Funder Award," for being an invaluable ally in the fight for social justice. And finally, NEDAP presented Rick Echevarria of Bushwick Housing Independence Project (B-HIP) with the Florence M. Rice Award, given for the first year by NEDAP to an emerging new leader in the field. Thanks to everyone who came and joined us in honoring our colleagues!
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From left to right: STANDING, Florence Rice, Pamela Sah, Michael Eisenmenger, Alvin Starks, Mark Winston Griffith, Claudia Wilner, Celeste Day Moore, Hilary Botein, Linda Post. KNEELING, Rick Echevarria, Deyanira Del Rio, Chris Keeley, Betty Yu, and Sarah Ludwig. |
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Florence M. Rice with Rick Echevarria. |
American Banker article on Overdraft Bounce Protection cites New Yorkers for Responsible Lending. A November 29, 2005, article in American Banker cites NYRL in an article titled, "N.Y. Overdraft Plan Could Have Nationwide Effect." For more information see NYRL News.
New Yorkers for Responsible Lending comments on Overdraft "Bounce Protection" Proposal. On November 21, 2005, members of the statewide coalition submitted a comment letter to the New York State Banking Department regarding its proposal to strip away valuable existing consumer protections, and enable state-chartered financial institutions to impose substantially higher charges in their overdraft bounce protection programs. For more information see NYRL News.
NEDAP speaks at Annual Financial Literacy Day. Deyanira Del Rio presented on NEDAP's Community Financial Literacy and Justice Course and immigrant financial education efforts at the National Federation of CDCUs' 4th Annual Financial Literacy Day.
NEDAP trains families on rent-to-own store abuses. On November 7, NEDAP's Deyanira Del Rio and Claudia Wilner trained low income families at Concerned Citizens for Family Preservation in Staten Island on rent-to-own stores, payday lending and other credit abuses.
NEDAP trains Project Enterprise on credit reports and repair. On November 3, NEDAP's Dey Del Rio conducted a "Know Your Rights" training in Spanish on credit reporting issues for low income women microentrepreneurs at Project Enterprise's Harlem office.
New Yorkers for Responsible Lending hold Statewide Meeting. On November 3, 2005, the coalition of 116-member organizations from across New York State held its third annual Statewide Meeting in Albany. For more information see NYRL News.
Op-Ed in Daily News on Overdraft Protection. The Daily News featured an Op-Ed by NEDAP's Co-Director Mark Winston Griffith on the NY State Banking Department's proposal to allow overdraft protection on bank accounts. Click here for the Daily News web version of "N.Y. banks want to rip you off" or here for pdf. For more information on the proposed changes and to submit comments to the Banking Department, go here.
Westhab Trainings on Curriculum Begin. In November, NEDAP began a series of financial education workshops for social workers at Westhab. Westhab works with homeless and low income individuals and families, in Westchester County, NY.
NEDAP Awarded HUD Fair Housing Grant. In October, HUD awarded NEDAP a major grant under its Fair Housing Initiatives Program, for NEDAP's Fair Lending Education & Outreach Program. The grant will support NEDAP's continued efforts to combat predatory mortgage lending and other unfair housing practices in NYC.
NEDAP featured in Newsday article: "Stealing the House Itself." NEDAP's co-director Sarah Ludwig was quoted in a October 30th Newsday article on foreclosure rescue scams. Click here for the Newsday web version or here for pdf. For more information and resources, visit NEDAP's Fair Lending Education & Outreach page.
Co-Director Participates in NCLC Panel. NEDAP co-director Sarah Ludwig spoke on a panel about building a national consumer justice movement, at the National Consumer Law Center's national conference, in Minneapolis, on October 28, 2005.
NEDAP Presents at Annual Conference for the Hispanic Elderly. On October 25, staffmember Celeste Day Moore presented to over 500 seniors at the 27th Annual Conference for the Hispanic Elderly. She gave information on deed theft and identity theft, scams specifically targeting seniors in New York City. For more information on NEDAP's workshops, visit our community education page.
Testimony at Public Hearing on Overdraft "Bounce Protection" Loans. At a public hearing held by the NYS Banking Department on October 17, 2005, NEDAP director Sarah Ludwig expressed strong opposition to the Banking Department's recent proposal to permit state banks to offer high-cost overdraft protection. Click here for the transcript of Ms. Ludwig's testimony. New Yorkers for Responsible Lending, which NEDAP coordinates, will also be submitting written comments regarding this proposal.
NEDAP Participates in Chhaya CDC Panel: "Opening Doors to New Immigrants in NYC: Combating Predatory Lending and Promoting Consumer Rights." NEDAP's Sarah Ludwig and Deyanira Del Rio conducted presentations on barriers to immigrants' financial access, abuses targeted to immigrant communities, and strategies to promote financial justice and fair housing opportunity for new immigrants. The panel, held on October 19, also featured presenters from the Fair Housing Justice Center, NHS of Jamaica, and the Foreclosure Prevention Project at South Brooklyn Legal Services.
Community Financial Literacy and Justice Trainings this Fall. NEDAP has trained numerous groups this fall on financial literacy and justice topics, providing information on free credit reports, fair debt collection practices, fair housing, and the mortgage process. Groups trained include Sanctuary for Families, Child Welfare Organizing Project, the Caring Community Senior Center, and Melrose/Mott Haven Senior Center. More information is available on NEDAP’s community trainings, the Community Financial Literacy & Justice Curriculum, and the Immigrant Financial Justice Project.
Training on Mortgage Process at West Village Houses. On September 29, NEDAP led a lively session on the mortgage process for the West Village Houses Tenants Association. West Village Houses was built under the Mitchell Lama Program as moderate- and middle-income housing, with 420 units soon converting to a limited equity cooperative, in which all tenants will have the option of purchasing their apartments. The session focused on credit reports, credit scores, the ABCs of getting a mortgage, and how to identify and avoid predatory loans.
Panel on Affirmative Action. NEDAP's executive director was invited to speak on a September 28 panel on affirmative action, presented to the Ford Foundation's trustees. She described how NEDAP's work to combat predatory mortgage lending is fundamentally about racial justice and economic access.
WBAI Segment on Deed Theft. Director Sarah Ludwig participated in a radio segment on deed theft, on September 27, along with colleague Josh Zinner from the Foreclosure Prevention Project at South Brooklyn Legal Services.
Train the Trainer Session for NYC Groups. On September 22, NEDAP conducted a train-the-trainer session for 15 New York-area groups, on how to teach the credit sections of NEDAP's Community Financial Literacy and Justice Curriculum. The groups are all grantees of the Wachovia Foundation, which sponsored the event.
Director Speaks at Public Interest Law Colloquium. NEDAP's executive director was a guest speaker at New York Law School's Public Interest Law Colloquium, on September 22, where she talked about NEDAP's model of economic justice lawyering.
Panel on Predatory Lending at Affordable Housing Conference. Staff member Celeste Day Moore participated in a panel on predatory mortgage lending on September 20 at the Neighborhood Preservation Coalition's annual Affordable Housing Conference in Alexandria Bay, New York. The panel, attended by dozens of groups from New York City, focused on new trends in predatory financial services and strategies for community response. Celeste spoke about NEDAP's Fair Lending Education and Outreach efforts and showed maps of high-cost lending trends in NYC.
"On the Money" TV Show now airing in Brooklyn. NEDAP's TV Show, "On the Money with NEDAP," aired in Brooklyn for the first time on September 14. It will air at 10:30 AM and 6:30 PM, on channel 34 for Time Warner cable subscribers, and channel 67 for CableVision subscribers. For more information on future airings, visit our "On the Money" page.
NYRL Comments on Proposed Anti-Predatory Lending Bills. On August 11, New Yorkers for Responsible Lending (NYRL) submitted a letter to New York's 10 representatives on the House Financial Services Committee. The letter called on the Reps. to oppose the Ney-Kanjorski bill (H.R. 1295), which would roll back existing federal and state anti-predatory lending protections, and to support the Miller-Watt-Frank bill (H.R. 1182) which would strengthen federal anti-predatory lending laws and in no way preempt state laws, such as New York's Responsible Lending Act. For more information, visit NYRL's website.
NEDAP supports NYS Attorney General's efforts to enforce fair lending laws in New York. On August 5, NEDAP joined with New York and national civil rights and consumer protection organizations in filing an amicus "friend of the court" brief in federal court, in support of NYS Attorney General Eliot Spitzer's efforts to enforce fair lending laws in New York. To read the local press release, please click here.
NEDAP featured in Washington Post article. NEDAP director Sarah Ludwig was quoted in a front page Washington Post article on the growth of deed theft, first time homebuyer scams, and other forms of mortgage fraud. "We've never seen so many schemes and such complexity to the fraud," Sarah is quoted as saying. "Everyone works to defraud: the broker, the appraiser, the attorney and the inspector. Before a homeowner knows it, they are in way over their heads."
NEDAP trains Seniors Across NYC. In June and July, NEDAP staff were busy with dozens of workshops throughout the city for organizations serving seniors in low-income neighborhoods. Topics included identity theft, understanding the differences between credit cards and debit cards, Basic Banking or "Lifeline" Accounts, predatory financial scams targeting seniors, predatory mortgage lending, and information on community development credit unions (CDCUs).
"On the Money" TV series starts July 21. NEDAP's new television series, "On the Money," debuts on Thursday, July 21, 2005 at 8:30 pm. The show is produced at Downtown Community Television (DCTV), Manhattan Neighborhood Network's (MNN) downtown satellite. Our first show is on predatory lending scams targeting seniors, homeowners, and first-time homebuyers. The next show is scheduled for August 18 and will be on payroll cards. Find the channel where you can watch "On the Money" at MNN's website.
NEDAP featured in New York Times article: "Which Mortgage? A Complicated Tale." NEDAP's Executive Director Sarah Ludwig was featured in a July 17th New York Times article describing how to navigate and avoid potential pitfalls in the mortgage process. Click here for the NYT web version or here for pdf. For more information and resources, visit NEDAP's Fair Lending Education & Outreach page.
NEDAP convenes youth microenterprise conference. On June 23 and 24, NEDAP brought together groups from around the country for a two-day gathering on youth microenterprise as a tool for social justice. The groups met for two days of working sessions and a fantastic panel featuring a broad range of youth microenterprise organizations. More information on the conference, including a report, will be coming soon. Until then, you can read more about the groups attending the gathering here.
Deed theft bill passes NY State Assembly. A bill that protects homeowners from deed theft passed the New York State Assembly on June 21. The "Home Equity Theft Prevention Act" would combat the "foreclosure rescue" scams that have cost hundreds of New Yorkers their homes. Read more about the problem here.
NEDAP article on tax refund loans. An article by NEDAP on tax refund loans, "Banks Corner the Market on Tax Time Rip-Offs," was featured in Demos' "Around the Kitchen Table."
NEDAP featured in Daily News article on Deed Theft. NEDAP was featured in a June 3rd Daily News article about the growing problem of deed theft. New Yorkers experiencing problems with deed theft should call South Brooklyn Legal Services, at (718) 246-3279.
NEDAP trains NYC Commission on Human Rights. On May 19, NEDAP trained staff at the NYC Commission on Human Rights on immigrant financial justice issues, including federal legislation affecting immigrants' access to banks and credit unions. NEDAP's Dey Del Rio was joined by Meagan van Harte from the Lower East Side People's FCU.
Workshop at Edward Reynolds High School. On May 18, NEDAP's Justin Steil and Dey Del Rio conducted a workshop on credit reports and repair for parents at the Edward Reynolds High School in upper Manhattan.
NEDAP teaches in New Haven. On May 14, NEDAP conducted an all-day financial literacy and justice course in Spanish for JUNTA for Progressive Action in New Haven, CT, training a small group of microentrepreneurs in banking, credit and budgeting basics, immigrants' financial rights, asset-building and avoiding scams.
NEDAP testifies at hearing on tax refund anticipation loans (RALs). NEDAP and other members of New Yorkers for Responsible Lending (NYRL) testified before the NYS Assembly Banks Committee on May 2, at a hearing on proposed legislation to curb abusive tax refund loans in New York State. To read an article about the hearing, click here.
NEDAP participates in Predatory Lending Seminar. On April 30, Dey Del Rio presented on fair housing and fair lending at AAFE Community Development Fund's annual Predatory Lending Prevention Seminar in Flushing, Queens.
NEDAP on "Dialogo de Costa a Costa". On April 28, NEDAP's Deyanira Del Rio appeared on "Dialogo de Costa a Costa" with other fair lending advocates to alert viewers to mortgage lending abuses and provide tips to avoid scams. The show aired live across the country, including on New York's Hispanic Information and Telecommunications Network (HITN-TV).
Bankruptcy Law Press Conference. On April 20, NEDAP Director Sarah Ludwig participated in a press conference at City Hall held by Councilman Hiram Monserrate, denouncing recently passed federal bankruptcy legislation that harms consumers.
NEDAP training on Staten Island. April 19, Dey Del Rio presented at the Staten Island Interagency Council's annual Housing Forum on mortgage and real estate abuses, including scams targeted to seniors at risk of foreclosure.
NEDAP receives award from People's Life Fund. NEDAP was honored to receive an award from the People's Life Fund on April 15th, tax day. The New York City People’s Life Fund (PLF) redirects war taxes to socially productive organizations and acts as a link with community groups.
NEDAP training at Nos Quedamos. On April 11, Deyanira Del Rio conducted a workshop on credit reports, credit repair and avoiding loan scams in Spanish for Nos Quedamos/We Stay and community residents in the Melrose section of the South Bronx.
El Diario/La Prensa features Op-Ed. El Diario/La Prensa features Op-Ed by NEDAP's Sarah Ludwig and Deyanira Del Rio on abusive tax refund loans. Read "Banks Corner Market on Tax-Time Loans / Los bancos y el reembolso de sus impuestos" English or in Spanish.
Daily News publishes editorial on RALs. New Yorkers for Responsible Lending was mentioned in the April 11th editorial in the New York Daily News. The editorial urges borrowers to avoid RALs, and discusses NYRL research showing the prevalance of RALs in low income communities and communities of color, as well as at Fort Drum.
NEDAP on WNYC: Sarah Ludwig, NEDAP's Director, appeared on the April 6 edition of the Brian Lehrer show on WNYC FM. In a timely segment, Sarah talked about tax refund anticipation loans and the siphoning of tax refund moneys from low income communities throughout New York City. Meagan Van Harte of the Lower East Side People's Federal Credit Union also appeared on the show, highlighting the free alternatives to high cost tax prep. Listen to the segment online!
Watch "On the Money, with NEDAP"! In March, NEDAP taped its first segment of "On the Money, with NEDAP" - a new show about community financial justice in New York City airing on Manhattan Neighborhood Network and other boroughs' public access tv channels. The introductory program addressed predatory tax refund loans, and featured guest Meagan van Harte from the Lower East Side People's Federal Credit Union.
NEDAP's maps compared to Jackson Pollock paintings. A recent article on the "unbanked" featured NEDAP's Deyanira Del Río and NEDAP's maps documenting disparate access to affordable financial services. As the article says, "With the intensity of a Jackson Pollock portrait, a splotchy collection of red, black and brandy-colored patterns decorates assorted maps of New York City's five boroughs. This isn't some new-fangled abstract art, though. Instead, the maps illustrate the degree of economic inequity in low-and-moderate income communities throughout the city." Read on here, and visit the Mapping Project page for more information on NEDAP's maps.
NYRL calls for end of abusive tax refund loans. NYRL members held a press conference in Albany on March 15, 2005, calling for state legislation to curb abusive tax refund anticipation loans. These loans, known as RALs, siphoned an estimated $148 million from New Yorkers' tax refunds and credits, in 2002. NYRL members participating in the press event included: NEDAP, AARP, Children's Defense Fund of NY, the NYS CDFI Coalition, and GULP.
RYSE featured in the Ave magazine The Spring 2005 issue of hip hop magazine the Ave features an article about Resources for Youth Seeking Economic Justice (RYSE), called "No Money, Mo Problems." Read the article here.
NEDAP featured in WNBC story on Refund Anticipation Loans. A February 16th segment on Channel 4's evening news featured NEDAP Director Sarah Ludwig discussing the high fees charged at many tax preparers. Read a text version of the segment at the WNBC website.
NEDAP trains local credit unions. On February 15, programs director Deyanira Del Rio conducted a presentation on immigrant financial justice issues for the NY Community Financial Network, a consortium of local, community-owned credit unions convened by NFCDCU.
NEDAP cited in New Standard News Article. NEDAP Director Sarah Ludwig was extensively cited in a February 11th article in the New Standard News, "Poor Communities and Advocates Fight Tax-Time Deception". The article discusses high cost tax preparation and national efforts to educate consumers and change regulations of tax preparers.
Free Tax Prep Sites in NYC. NEDAP has compiled a list of free tax preparation sites in New York City. The list is available here and on our publications page. You can also call 1-800-829-1040 to find the Volunteer Income Tax Assistance (VITA) site nearest you.
NEDAP cited in El Diario story on payday lending. The Feb. 3 edition of El Diario cited NEDAP's Deyanira Del Rio in an article about the NY City Council's passage of legislation on payday lending. The legislation requires payday lenders to disclose the cost of these loans in advertisements on NYC property, among other measures. Payday lenders currently advertise in NYC through aggressive "fast cash" ads on the NYC subway, as well as radio airwaves and the internet.
NEDAP trains ACCION NY. In January, Programs Director Deyanira Del Rio and Executive Director Sarah Ludwig trained 20 ACCION New York loan officers and loan consultants on financial justice issues affecting low income and immigrant New Yorkers, including payday lending, tax refund anticipation loans, rent-to-own stores, credit scoring, and the banking rights of undocumented immigrants.
NEDAP Presents on Predatory Mortgage Lending to Brooklyn Officials. Sarah Ludwig gave a presentation on predatory mortgage lending at the January service cabinet meeting for Brooklyn's district managers and Borough President Marty Markowitz. Sarah spoke about NEDAP's Fair Lending Project and the New Yorkers for Responsible Lending (NYRL) Coalition.
NEDAP on the Airwaves! NEDAP Director Sarah Ludwig was featured in a recent radio program on "Bootstrap Leadership." Sarah talks about the two-tiered financial services system and NEDAP's work for community financial justice. Listen to the interview online here. (Sarah's interview begins 21 minutes into the show.)
NEDAP Presents on Banking Issues Affecting Brooklyn Seniors. In December, Deyanira Del Rio conducted a presentation on banking and credit issues at a meeting of the Brooklyn-Wide Interagency Council on the Aging. The presentation, attended by senior organizations and advocates throughout Brooklyn, covered issues such as changes in credit reporting laws, new bank account and credit card practices seniors should be alerted to, and opportunities for advocacy.
NEDAP Trains Child Care Providers at WHEDCO. In November and December, Programs Director Deyanira Del Rio trained 50 women developing home-based day care businesses, on managing debt and asserting rights in credit reporting and repair. Two trainings were conducted, in English and Spanish, as part of the women's training through the Family and Child Care Program at the Women's Housing and Economic Development Corp (WHEDCO) in the Bronx.
NEDAP cited in Newsday Op-Ed. A Newsday Op-Ed piece on Mayor Bloomberg's State of the City address cites NEDAP, reading in part "The mayor should also borrow a page from the Neighborhood Economic Development Advocacy Project and engage in policies of consequence with banks and financial institutions that exploit city residents with predatory practices." The January 13th piece calls on the Bloomberg administration to stop doing business with banks that securitize predatory mortgage loans; to rein in high cost tax preparers offering "rapid refunds"; and to push JP Morgan Chase and Citigroup to invest in New York City neighborhoods. Read the article at NEDAP's website (PDF) or at the Newsday website.
NEDAP on Consumer Lending Panel in St. Louis. NEDAP's executive director spoke about the impact of consumer credit on neighborhoods, at the conference, "Consequences of the Consumer Lending Revolution," on December 9, in St. Louis, MO, hosted by St. Louis University School of Law.
RYSE holds training for Sistas on the Rise. RYSE Director Kat Aaron conducted a workshop for young women at Sistas on the Rise, a community organization in the South Bronx. The December 7th training addressed issues around tax preparation, avoiding high cost refund anticipation loans, and how they might organize to educate their members and community about free tax prep options.
NEDAP featured in Daily News profile. Leadership for a Changing World awardees Sarah Ludwig, Pamela Sah and Monifa Akinwole-Bandele were featured in a Daily News profile on December 3. The article focuses on NEDAP's LCW Award and our emerging Immigrant Financial Justice Project. Read the article at NEDAP's website (PDF) or at the Daily News website.
NEDAP to launch Consumer Justice Project. The New York City Consumer Justice Project, a joint project of NEDAP and South Brooklyn Legal Services, has been selected by the National Legal Aid & Defender Association and the National Consumer Law Center as the recipient of a NLADA/NCLC Consumer Law Fellowship. The Project will address an array of marketplace abuses that plague low-income communities, including payday loans, high-cost check cashing, rent-to-own stores, and unscrupulous money wirers.
NEDAP Featured on K-ROCK Radio. NEDAP appeared on K-ROCK Magazine (WXRK/92.3 FM) on November 14 and spoke about the impact of consumer credit on young people, and the advantages and disadvantages of homeownership for younger New Yorkers.
NEDAP awarded grant by the Consumer Federation of America. November 23, 2004: The Consumer Federation of America has awarded NEDAP a small grant from the Ann K. Lower State and Local Grants Program, to help build NEDAP's capacity to lead New Yorkers for Responsible Lending (NYRL). The grant will make it possible for NEDAP to create and distribute materials that NYRL member groups can access online for use in their education, advocacy, and outreach efforts.
RYSE submits comments urging consumer protections for payroll and stored value cards. On November 19, 2004, RYSE filed comments with the Federal Reserve Board of Governors asking the Fed to extend consumer protections to cover payroll cards and stored value cards. RYSE is NEDAP's Youth Financial Justice Program. The comments specifically address the concerns of young consumers and their need for consumer protections in emerging electronic banking arenas. You can read RYSE's comments online.
RYSE trains b-healthy members. RYSE met with members of the amazing local food justice group b-healthy: build healthy eating and lifestyles to help youth. We talked about how to open a bank account, about credit unions and banks, and the pros and cons of banks vs. check cashers.
NEDAP awarded Fair Lending grant. On October 25, 2004, NEDAP received a Fair Housing Initiatives Program award from HUD, along with six other New York and New Jersey fair housing organizations. One of only four New York awardees, NEDAP received its fifth FHIP grant this year to support the NYC Fair Lending Education and Outreach Program, which has trained hundreds of community groups and thousands of homeowners and first-time homebuyers on predatory mortgage lending and other critical fair housing issues.
NEDAP programs featured at NFCDCU Financial Literacy Day. NEDAP's Deyanira Del Rio and Kat Aaron participated in the National Federation of Community Development Credit Unions's (NFCDCU) 3rd Annual Financial Literacy Day on October 22. Kat spoke about the RYSE youth financial justice program on a panel entitled "Financial Education and the Youth Consumer." Dey presented NEDAP's wide range of financial literacy and justice programs serving immigrants, seniors, and other community members. The event was hosted by Union Settlement Federal Credit Union in East Harlem.
NEDAP submits comments opposing changes to CRA. NEDAP joined with colleagues around the country in opposing proposed changes to the Community Reinvestment Act (CRA) by the FDIC. NEDAP submitted a comment letter calling on the FDIC to withdraw its proposal, which would categorize FDIC-regulated banks with up to $1 billion in assets as "small banks" for CRA purposes. What this means for New York State is that 27 banks would be held to considerably weaker CRA standards, harming low and moderate income communities and paving the way for even more fringe and predatory financial services. In addition to submitting comments, NEDAP prepared a chart showing the impact of the proposed changes on New York.
NEDAP cited in New York Times article. NEDAP and our colleagues at South Brooklyn Legal Services were featured in a NY Times article on property flipping. Read the article here at NEDAP's website (PDF) or at the NY Times website (registration required).
NEDAP director moderates panel at World Hunger Year Forum. NEDAP director Sarah Ludwig moderated a panel on economic security at World Hunger Year's 2004 forum, "Living in the Shadow of Poverty," held at the New School on October 16, 2004. The panel, "Tipping the Scales: Finding economic justice for all," included award-winning journalist Mike Hudson, who spoke about his reporting on predatory mortgage lending throughout the U.S. NEDAP received WHY's 2002 Harry Chapin Self-Reliance Award.
NYRL holds Statewide Meeting New Yorkers for Responsible Lending (NYRL) held its second annual statewide meeting on October 14, in Albany. See the NYRL page for information on the coalition's work.
NEDAP receives 2004 Leadership for a Changing World Award from the Ford Foundation. NEDAP is among 18 awardees, chosen by a national selection committee from a pool of nearly 1000 nominations. The presitigious award honors individuals and leadership teams tackling some of the nation’s most entrenched social, economic and environmental challenges. NEDAP Director Sarah Ludwig and board members Monifa Akinwole-Bandele and Pamela Sah are the honorees representing the organization - visit the Leadership for a Changing World website to find out more. See below for media coverage of the award.
NEDAP convenes coalition to respond to proposed Chase-Bank One merger. In January 2004, NEDAP brought together an ad hoc coalition of eight New York groups to respond collectively to the proposed J.P. Morgan Chase - Bank One merger. The groups, including community, consumer, credit union, and legal services organizations from around the state, submitted joint comments to the Federal Reserve and testified at the Federal Reserve's public meeting on the merger in NYC, on April 15. In their public comments and testimony, the groups raised concerns regarding Chase and Bank One's home mortgage lending practices, tax refund anticipation lending, electronic benefit transfer (EBT) operations, and anticipated widespread job loss. The coalition also engaged in ongoing discussion with Chase representatives, in an effort to reach a Memorandum of Understanding regarding Chase's purchase of FHA loans, consumer finance practices, EBT operations, among other matters. The groups were ultimately unable to reach agreement with Chase, and talks ended in July 2004.
Groups participating:
NEDAP weighs in on predatory "bounce protection." In August, NEDAP submitted comments to the Federal Reserve on "bounce protection," a high-cost and deceptive form of overdraft protection offered by a growing number of banks. NEDAP also prepared a flier on this for consumers.
NEDAP launches Immigrant Financial Justice Project. NEDAP is working with grassroots groups throughout New York City to advocate for and raise awareness of undocumented and lower income immigrants' rights in the banking system.
NEDAP brings financial literacy to worker education center. In June, NEDAP and NYCfNAC presented a bilingual financial education workshop for ESL students and staff at Centro de Educación de Trabajadores (Center for Worker Education). The workshop focused on banking issues affecting immigrants, and provided information about community development credit unions in New York City.
Community Financial Literacy and Justice Curriculum© featured at national conference. Deyanira Del Río participated in a panel about financial literacy at the National Federation of CDCUs' Third Latino Credit Union Conference in Puerto Rico in June. She presented NEDAP's bilingual curriculum to an audience of community development credit unions serving Latino and immigrant populations throughout the U.S.
NEDAP trains 80 first-time homebuyers in Flushing, Queens. NEDAP's Director of Programs Deyanira Del Río conducted a Predatory Lending Prevention Seminar for first-time homebuyers at the Asian Americans for Equality (AAFE) Community Development Fund in April. Eighty homeowners and aspiring homebuyers attended the session, which was conducted in English and translated into Chinese.
NEDAP conducts fair housing training for public housing residents in Far Rockaway. NEDAP's executive director trained 22 prospective homeowners in Far Rockaway, Queens, on fair housing, the mortgage process, and how to avoid predatory loans that target first-time homebuyers. The session was part of Margert Community Corporation's homebuyer training program for people living in public housing who are contemplating homeownership.
NEDAP appears on consumer advocacy cable program. NEDAP appeared in May on two segments of "30 Minutes with Florence M. Rice," a consumer education program hosted by Florence M. Rice, long-time executive director of the Harlem Consumer Education Council. Sarah Ludwig and Kat Aaron described NEDAP's financial justice work, the importance of economic issues for youth organizing, and the ins and outs of payday lending, rent-to-own stores, and tax refund anticipation loans. The programs will be broadcast on public access channels in Manhattan and the Bronx, throughout June and July.
NEDAP trains over 600 seniors on financial literacy issues. Over the past six months, NEDAP has trained 19 seniors' groups and centers in all five boroughs on issues related to financial literacy, including identity theft, banking basics, credit reporting, debit cards, and savings options. The outreach has reached 650 seniors in Spanish, Chinese, and English.
NEDAP testifies at state banking hearing. At the invitation of New York State Assembly Banking Chair Cathy Nolan, NEDAP's executive director Sarah Ludwig delivered testimony on state consumer protections issues at a public hearing in April. NEDAP's testimony addressed the recent ruling by the Office of the Comptroller of the Currency (OCC) that national banks are not subject to state consumer protection laws, including state laws that prohibit predatory lending, and implications for low and moderate income consumers and communities.
NEDAP's program director speaks out on tax refund anticipation loans. Deyanira Del Río, Director of Programs at NEDAP, spoke on Univision TV in April about the high concentration of high cost tax refund anticipation loans (RALs) in predominantly African American and Latino communities in New York City. NEDAP's map of tax refund anticipation loans also was featured at a New York City Council press conference on rampant violations of the City's RALs disclosure law by tax preparers that offer RALs.
NEDAP submits comments on CRA proposal. NEDAP submitted written comments. to the four federal banking agencies in April, regarding proposed changes to the Community Reinvestment Act regulations. NEDAP alerted more than 100 groups in New York State about the proposed changes and the opportunity to comment.
NEDAP trains new entrepreneurs in Brooklyn. NEDAP staff conducted two lively trainings on credit topics for 20 new and prospective entrepreneurs on two evenings in April. Training participants are enrolled in Brooklyn Economic Development Corp.'s 15-session LAUNCH (Lead, Act, Undertake, Navigate, Change & Heal) program.
NEDAP holds Financial Literacy & Justice Open House! On May 20, NEDAP held its first open house for groups interested in learning more about the Community Financial Literacy and Justice Curriculum. More than 30 participants from community, microenterprise, immigrant and youth organizations attended.
RYSE presents workshop at Rikers Island. RYSE director Kat Aaron led a discussion about financial literacy and financial justice at the Island Academy, the high school at Rikers Island. The training was part of a day of women's empowerment organized by Voices Unbroken for the young women incarcerated at Rikers Island. Co-presenters included We Got Issues, Friends of Island Academy, Mothers on the Move, and Exodus Transitional Community. More than 30 young women between the ages of 16 and 21 attended the day of workshops.
RYSE holds trainings in East Harlem. Resources for Youth Seeking Economic Justice (RYSE) conducted two trainings at the East Harlem Tutorial Program in early March. The workshops discussed how to read credit card applications, how to avoid credit problems, and the impact that damaged credit can have on your future. More trainings with EHTP are planned for late May.
NEDAP Presents on Refund Anticipation Loans (RALs) at NCRC Panel. Executive Director Sarah Ludwig was asked to pinch hit on the panel, "Emerging Consumer Issues," at the annual conference of the National Community Reinvestment Coalition (NCRC) held in Washington, DC, in March. Sarah spoke about tax Refund Anticipation Loans (RALs), and described work New York advocates have undertaken to combat this usurious loan product. NEDAP staffers Chris Keeley, Celeste Moore, and Joby Thoyalil also attended the conference.
Fair Lending Outreach Project Receives Funding to Expand City-Wide. For more information on the expanded program, visit the project's web page.
Resources for Youth Seeking Economic Justice (RYSE) Receives North Star Grant. For more information on this new initiative, visit the project's web page.
Final Session of the 7th Annual Community Reinvestment Series. The Workshop Series came to a close on February 11 with the "Meet the Regulators" workshop. Materials for all sessions will be made available. If you are interested in learning more, please contact Chris Keeley at chris@nedap.org.
NEDAP hires new staff member. NEDAP welcomes Joby Thoyalil to our staff. Joby returns as NEDAP's Program Assistant after an internship with the organization in the summer of 2003.
News in 2003
On Tuesday, November 18, from 5:00 - 8:00 pm, NEDAP co-sponsored a Homeowners' Resource Fair at the Concourse House Chapel in the Bronx. First-time homebuyers and current homeowners received free information about reducing mortgage payments, obtaining credit counseling, lowering heating costs, and avoiding foreclosure. For more information, visit University Neighborhood Housing Program's website at www.unhp.org.
NEDAP participates in NYC Financial Literacy Day. On October 17, NEDAP participated in the second annual New York City Financial Literacy Day, presented by the National Federation of Community Development Credit Unions. NEDAP's Executive Director, Sarah Ludwig, spoke about NEDAP's Community Financial Literacy & Justice Curriculum to the audience at St. Mark's Church in Harlem.
NEDAP's anti-predatory lending project was featured as a model program in HUD's FieldWorks. The article on the Community Equity Protection Project can be found on HUD's website.
NEDAP joins with CFA and NYPIRG to hold Payday Lending Forum. The New York Payday Lending Forum was held on October 23 and featured Jean Ann Fox, of the Consumer Federation of America. Community advocates and organizers, students, community lenders, and legal services advocates attended. Topics included an overview of payday lending and updates on legislation and litigation at the city and state levels.
NEDAP joins AG as he announces lawsuit against Payday Lenders. On September 24th, NEDAP and Consumers Union joined the New York Attorney General for his press conference announcing his lawsuit against payday lenders County Bank, Telecash, and Cashnet. This lawsuit promises to bring major attention to payday lending, and in particular to the issue of rent-a-charter/state law circumvention. Dey Del Rio, Program Director at NEDAP and Coordinator of NY's Payday Lending Task Force, appeared on Univision on a relatively long segment about payday lending. The interview (done live!) was on Univision's Despierta America (Wake Up America) program, and was aired internationally.
Staff member receives 2003 OSI Community Fellowship. Kat Aaron, formerly NEDAP's Outreach Director, received a New York City Community Fellowship from the Open Society Institute to start Resources for Youth Seeking Economic Justice. RYSE is a resource center for youth groups in New York City organizing around economic justice issues, providing trainings, workshops, information, and campaign support. RYSE launched in September 2003, and is based at NEDAP. NEDAP Advisory Board member Mark Winston Griffith also received a Community Fellowship, and has launched a new organization called Talking Democracy.
NEDAP launches Financial Justice Project for Low-Income Immigrant New Yorkers. NEDAP received a seed grant from the NYU Public Interest Law Foundation to create Know-Your-Rights pamphlets for documented and undocumented immigrants, explaining their rights in the banking and financial services system. NEDAP will train community groups, facilitate legal referrals and coordinate advocacy efforts to combat discrimination against immigrant New Yorkers by financial institutions.
NEDAP hires 2 new staff members. NEDAP welcomes Celeste Day Moore and Chris Keeley to our staff. Celeste, NEDAP's new administrative assistant, has recently moved to New York from Philadelphia, and previously interned with organizations advocating against predatory and payday lending practices in North Carolina. Chris returns as NEDAP's Outreach Coordinator after an internship with the organization in 2002.
NEDAP teaches its Financial Literacy and Justice Curriculum to 25 microentrepreneurs participating in Project Enterprise's peer lending program; Sinergia, an organization that serves adults with disabilities; and high school seniors at Paul Robeson High School in Brooklyn.
NEDAP produces color maps for Bethex Federal Credit Union (Bronx) and Bushwick Cooperative Federal Credit Union (Bushwick, Brooklyn), showing the credit unions' membership, lending and community demographic patterns. NEDAP also mapped 2000 U.S. Census data, including race and income patterns, in New York City neighborhoods.
NEDAP conducts workshops on financial justice for youth members of the Central Brooklyn Partnership, who are concerned about predatory financial services in their community, and with Youth Justice at UPROSE around credit cards, consumption, and advertising as they affect youth.
NEDAP report on "Home Mortgage Lending and Foreclosures in Three New York City Neighborhoods," prepared for the New York Mortgage Coalition. The report summarizes mortgage lending patterns in Jamaica, Queens and Bedford-Stuyvesant and Cypress Hills, Brooklyn from 1998-2000.
New York State anti-predatory lending legislation goes into effect on April 3, 2003. More information on the new law, including a link to the text of the bill, can be found on NYRL's page.
NEDAP expands Fair Lending Outreach Project to the Bronx! NEDAP has received funding from HUD to expand its anti-predatory lending education and outreach project to the Bronx. NEDAP now offers free workshops, maps, and more to community groups in Brooklyn, Queens and the Bronx.
NEDAP launches Youth Financial Justice Project! NEDAP is creating a Youth Financial Literacy & Justice curriculum, and is working with youth groups to press for economic justice in their communities.
NEDAP convenes New York Payday Lending Task Force. A task force of advocates, community groups and attorneys are working together to combat predatory payday lending in New York State.
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