NYC Fair Lending Education & Outreach Project

NEDAP's Fair Lending Education and Outreach Project is dedicated to addressing abusive and discriminatory mortgage lending practices in New York City.  Through the Project, NEDAP trains community groups and their members on fair lending and foreclosure prevention; documents high-cost lending and foreclosures through research and GIS mapping; and refers individuals to free, reputable mortgage counselors and foreclosure prevention advocates.

Nearly 14,000 home foreclosure actions were filed in NYC in 2008, many as a result of abusive mortgage lending and real estate practices.   NEDAP is available to provide research, maps, training and other support to community groups working to address unfair lending and foreclosures in their neighborhoods.

Please read below for more information, and contact us to get involved! 

Community Education & Training

NEDAP provides free presentations on fair lending and foreclosure prevention to grassroots groups and homeowners in New York City.  To request a presentation, contact us online or fill out a training request form.

Presentations cover topics such as:

• Recognizing abusive lending and real estate practices

• Avoiding loan modification and "foreclosure rescue" scams

• Overview of the federal Making Home Affordable Program, including eligibility criteria

• Homeowners' rights under the federal Fair Housing Act, New York State's foreclosure prevention law and other statutes

• Resources for high-quality, free assistance in NYC

Legal Assistance & Referrals

The Project refers homeowners to foreclosure prevention attorneys, mortgage counselors and other resources -- as well as 311, the city's information hotline.  NEDAP has also developed a homeowner resource sheet.

Resource Material & Community Mapping

NEDAP has developed a wide range of resource material on predatory lending, foreclosure prevention and homeowners' rights and options, available here. 

NEDAP also produces color maps illustrating high-cost mortgage lending and foreclosure patterns throughout New York City.  Visit the Financial Justice Mapping Project web page for more information and sample maps.