NYC Fair Housing Education & Outreach Project
NEDAP's Fair Housing Education and Outreach Project is dedicated to addressing abusive and discriminatory mortgage lending practices and the ongoing foreclosure crisis in New York City. Through the Project, NEDAP trains community groups and their members on fair lending and how to avoid predatory lending practices, foreclosure prevention and the rights of homeowners and tenants in the foreclosure process; documents high-cost lending and foreclosures through research and GIS mapping; and refers individuals to free, reputable mortgage counselors and foreclosure prevention advocates.
Over the past three years, more than 40,000 home foreclosure actions were filed in NYC, many as a result of abusive mortgage lending and real estate practices. NEDAP is available to provide research, maps, training and other support to community groups working to address unfair lending and foreclosures in their neighborhoods.
Please read below for more information, and feel free to contact us!
Community Education & Training
NEDAP provides free presentations on fair housing and foreclosure prevention to grassroots groups and homeowners in New York City. To request a presentation, contact us online or fill out a training request form.
Presentations cover topics such as:
- Recognizing abusive lending and real estate practices
- Avoiding loan modification and "foreclosure rescue" scams
- Overview of the federal Making Home Affordable Program
- Homeowners' rights under the federal Fair Housing Act, New York State's foreclosure prevention law and other statutes
- The rights of tenants with respect to fair housing, tenant screening, and foreclosures
- Resources for high-quality, free assistance in NYC
Legal Assistance & Referrals
The Project refers homeowners to foreclosure prevention attorneys, mortgage counselors and other resources -- as well as 311, the city's information hotline. NEDAP has also created a homeowner resource sheet.
Resource Material & Community Mapping
NEDAP has developed a wide range of resource material on predatory lending, foreclosure prevention and homeowners' and tenants' rights and options, which are available here.
NEDAP also produces color maps illustrating high-cost mortgage lending and foreclosure filing patterns throughout New York City. Visit the Financial Justice Mapping Project web page for more information and sample maps.